Citi Commercial Bank - Commercial Lending Management - DTC Subsector Head

About the role

The CLM Subsector Head will oversee the credit underwriting, due diligence, structuring, and documentation for Digital, Technology, and Communications (DTC) subsector clients. This role will also manage the day-to-day portfolio management of the DTC portfolio, focusing on less complex transactions. The Subsector Head will be responsible for developing senior credit officers and junior employees, ensuring remediations, and reviewing approval packages before submission to the Senior Credit Officer (SCO).

Responsibilities

• Ensures compliance with regulatory requirements and Citi's policies/guidelines at all times
• Leads and manages pipeline, risk, and portfolio reviews for respective subsector
• Represents business as senior credit professional for respective portfolio in various forums, including client discussions
• Appropriately assesses risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
• Provides informed views and effective client solutions in partnership with Coverage, Product, and Risk, while balancing risk/reward trade-off
• Drives quality and timeliness of end-to-end lending process and all credit deliverables to ensure timely responses
• Provides leadership on various special projects to meet evolving business needs, and recommends changes to improve existing processes to achieve greater efficiency and controls

Qualifications

• 13+ years relevant experience
• Strong experience supporting Digital, Technology, Communications, or innovation-driven businesses
• Leadership experience managing and developing senior credit professionals
• Proven track record of risk management & supporting the growth of client relationships through thought partnership
• Strong credit fundamentals with the ability to articulate a view, work across a range of credit products, with experience in early problem recognition and resolution skills
• Reaches decisions in a timely and transparent manner, knows when enough information has been collected to make sound decisions, takes calculated risks with the confidence to defend their credit view