Centralized Disclosure Specialist

About the role

D.R. Horton, Inc., the largest homebuilder in the U.S., is seeking a Centralized Disclosure Specialist to work within a centralized department. The role involves issuing initial and subsequent re-disclosures to consumers for multiple loan types across multiple states. Accuracy and timeliness are critical due to regulatory and business requirements.

Responsibilities

• Receive information necessitating disclosure of company and/or regulatory required disclosures (both initial and subsequent re-disclosures).
• Review and interpret information to determine which disclosures are required, including contractual, loan (rate term, loan type, interest rate lock, mortgage fee, etc.), property/market (transfer tax, state disclosures, etc.), or borrower-related details.
• Complete disclosures based on received information and practical understanding of the mortgage loan process, including updating the Loan Origination System (Encompass).
• Communicate effectively with the Production team (Mortgage Loan Originators/Branch Management and other departments) to confirm disclosures are appropriate.
• Provide accurate and timely disclosures to DHI Mortgage customers within predetermined timelines pursuant to company policy and regulatory requirements.
• Update the Loan Origination System and other systems to notify appropriate parties that disclosures have been provided to consumers.
• Review Encompass Pipelines to confirm all disclosures are processed pursuant to TRID guidelines.
• Conduct all business in a professional and ethical manner to serve customers and increase company goodwill and profit.
• Ability to work overtime as needed.

Requirements

• High school diploma or general education degree (GED).
• Four to six years of related experience and/or training.
• Proficiency with MS Office and email.
• Knowledge of the Loan Origination System (Encompass) and supporting systems (Blend/Ncino).

Preferred Qualifications

• Bachelor’s degree from a four-year college or university.

Benefits

• Medical, Dental, and Vision coverage.
• 401(K) retirement plan.
• Employee Stock Purchase Plan.
• Flexible Spending Accounts.
• Life & Disability Insurance.
• Vacation, Sick, Personal Time, and Company Holidays.
• Multiple Voluntary and Company-provided Benefits.