Capital Markets, Sr. Analyst
About the role
EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by the PV panel manufacturer Qcells. Through its extensive dealer network, EnFin offers consumers a variety of loan and TPO (“third‑party owned”) products that help make the purchase of an energy system more affordable. EnFin funds its business by selling and/or pledging residential solar receivables to complex funding vehicles financed by third‑party investors such as large asset managers, investment banks, and insurance companies. The company is seeking an energetic team member to join the Structured Finance team. The Senior Analyst will assist in modelling, structuring, negotiating, and executing transactions with institutional investors, warehouse financing providers, tax equity and tax credit buyers, and develop expertise in debt financing, securitization, strategic finance, project finance, tax equity, financial modeling, and interest rate risk management. The ideal candidate will have direct experience or a strong base of knowledge in financial services, strong analytical modelling and interpersonal skills, the ability to manage multiple workstreams, and an appetite for complex financial structures. This position will be based out of one of EnFin’s offices in Irvine, CA; San Francisco, CA; or Teaneck, NJ, with a potential in‑office schedule set at the direct manager’s discretion per company policies; remote work may be considered for exceptional cases.
Responsibilities
- Play a pivotal role in shaping and implementing the Capital Markets strategy to bolster the company’s expansion in the residential lending sector.
- Develop and own project finance models for tax equity and back‑leverage facilities, with a strong grasp of partnership flip structures, ITC recapture risk, and ABS/term financing in the context of residential solar portfolios.
- Foster external relationships with capital providers and internal relationships with credit, product, and operations units to ensure an unparalleled investor journey.
- Manage 3rd party deliverables with rating agencies, accountants, independent engineers, insurance consultants, appraisers, and investment tax credit insurance providers.
- Aid in implementing the company's Asset and Liability Management (ALM) approach, emphasizing interest rate risk containment and adept funding & liquidity operations.
- Proactively identify and implement opportunities to embed AI tools, machine learning techniques, and automation into day‑