Capital Markets Principal
About The Role
The Capital Markets Team is seeking a Principal to support the lending and financing activities of the Toast Capital Loan Program. This role plays a crucial part in scaling the lending business and will work closely with various departments.
Responsibilities
- Perform analysis and build financial models to inform capital markets decisions
- Create and manage ongoing ABS-style reporting and audit cadences
- Establish and maintain relationships with external capital teams
- Negotiate and execute new capital commitments in the form of private credit arrangements
- Collaborate with the Risk, R&D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams
- Build presentations to explain complex concepts and deliver key information to various audiences
Requirements
- 7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking
- Bachelor's Degree in Finance, Economics, or a related quantitative field
- SQL, Advanced Excel, and financial modeling skills, with the ability to build robust financial models
- Analyze opportunities and build business cases for pursuit
- Strong communication skills and stakeholder management skills
What Will Help You Stand Out
- Experience working within the Financial Technology (Fintech) or SaaS space
- A background in capital markets operational support for a large-scale lending program, with exposure to various financing structures
- Big data analytics skill sets, including the use of Python and other data programming languages
- Experience managing bank and investor relationships
- Ability to assess and negotiate complex legal documents
Total Rewards
We offer a comprehensive total rewards package that includes competitive compensation, benefits, and a focus on a healthy lifestyle with flexible options. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.
AI at Toast
At Toast, we believe in using AI tools to empower our customers and build for them faster, more independently, and with higher quality. We provide these tools across all disciplines, and our employees embrace changes that let us build more for our customers. Learn more about how we use AI in our hiring process at https://careers.toasttab.com/ai-in-hiring.
Our Approach to Hybrid Working
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. Learn more about our hybrid working approach at https://careers.toasttab.com/locations-toast.
Diversity, Equity, and Inclusion
We believe in embedding diversity, equity, and inclusion principles into our culture and design to create equitable opportunities for all and raise the bar in delivering exceptional experiences. Learn more about our DEI efforts at https://careers.toasttab.com/dei.
Apply Today!
To apply, please visit https://careers.toasttab.com. Toast is committed to creating an accessible and inclusive hiring process. If you need an accommodation, please contact candidateaccommodations@toasttab.com.