Capital Markets Examiner Specialist

About the role

At the State, we stand by our core values of treating others with dignity and respect, acting ethically in all situations, and creating an environment where our customer is our top priority. The Financial Institutions Division of NDBF oversees banks, credit unions, trust companies, and consumer financial services institutions. The Examiner Specialist position serves as a subject matter expert in a specialized area of regulation, participating in all areas of safety and soundness review within financial institution examinations.

Responsibilities

• Assess a financial institution's financial and risk positions related to earnings, investment portfolio strategies, liquidity, and interest rate risk
• Provide guidance, mentorship, and training to financial institution examiners on matters related to capital markets areas including identifying areas of increased risk, updates to examination procedures, workpaper documentation standards, and preparation of exit comments and reports of examination
• Assess the effectiveness of financial institutions' asset/liability management function
• Analyze financial institutions' ability to accurately conduct risk analysis, stress testing, and model validation
• Lead specialty areas of examinations related to capital markets reviews and represent NDBF as a subject matter expert when working with federal regulators and industry professionals
• Evaluate larger and/or more complex financial institutions to provide expertise in areas related to capital markets issues, stressed liquidity positions, and increased risk profiles
• Provide assessment and expertise, in verbal and written communications, regarding recent actions involving financial markets and how status changes and developments can affect financial institutions (i.e., Federal actions, yield curve, interest rates, domestic and global economic growth, asset classes and risk profiles)
• Provide assistance in reviewing financial institutions’ periodic progress reports and informal or formal action responses in areas related to capital markets, as requested by Review Examiners and/or federal agencies
• Maintain monitoring reports as it relates to liquidity, interest rate risk, and the investment portfolio
• Represent NDBF in speaking engagements regarding capital markets related matters, as needed
• Complete all other duties as assigned and necessary to support the NDBF vision and mission

Qualifications

• A minimum of three years’ regulatory experience within the last 10 years, including serving as Examiner-in-Charge of safety and soundness examinations of depository financial institutions
• A Bachelor's or graduate degree from an accredited college or university related to business, finance, accounting, fintech, or economics
• A minimum of six semester hours in accounting
• Able to achieve and maintain relevant professional certifications and successfully complete continuing education opportunities as assigned

Skills

• Sound knowledge of general banking operations and examination principles
• Strong ability to define problems, collect and analyze data, draw valid conclusions, prepare reports, and monitor financial trends and performance
• Effective communication skills, both oral and in writing, to present analyses, conclusions, and opinions clearly, concisely, and professionally
• Strong technology skills including proficiency with Microsoft applications and ability to learn various examination and database software programs
• Willingness to learn new processes, skillfully adapt to change quickly, and work with limited supervision
• The highest integrity, leadership skills, personal accountability, and ethics

Benefits

We offer a comprehensive package of pay, benefits, paid time off, retirement and professional development opportunities to help you get the most out of your career and life. Your paycheck is just part of your total compensation.

Pay

$28,288 per year

Schedule

40 hours per week, with day and overnight travel required