C & I Portfolio Banker, Senior

Responsibilities

• Initially analyze potential loan opportunities to determine whether the bank should pursue them.
• Work closely with the Corporate Banking Relationship Managers/team and the bank’s credit department to prepare a loan structure that works for the bank.
• Draft pre-flights for formal discussion in committee.
• Versually present pre-flights and credit presentations for discussion and approval, which could include credit committee.
• Work closely with the bank’s Treasury group and Capital Markets team to price loans that achieve the bank’s desired profitability hurdles.
• Review due diligence packages in detail to ensure there are no issues.
• Prepare term sheets that are structured appropriately based on the feedback from the bank’s credit partners.
• Provide the necessary documentation and supporting information to the bank’s Construction Loan Administration team so that they can effectively manage the construction for the bank.
• Work closely with the bank’s centralized functions for Real Estate Due Diligence, that include the bank’s appraisal group and environmental review team.
• Collaborate with the bank’s Commercial Banking Unit (“CBU”) / Loan Operations / Loan Documentation teams for internally documenting loans (LaserPro) and for ongoing servicing of loans.
• Work with the bank’s approved external legal counsel to document loans in accordance with the approval.
• Work with all parties to appropriately close loans. Including, but not limited to, the Borrower, Borrower’s legal counsel, Title company, bank’s legal external counsel, bank’s loan operations, commercial banking associates, etc.

Key Accountabilities

• Portfolio Management
• Relationship Management
• Team/Cross Team Collaboration

Qualifications And Education Requirements

• Bachelor’s degree in business/finance or related field is required.
• Several years of commercial lending experience with an emphasis on credit analysis, commercial lending, risk assessment, compliance and problem loan resolution is preferred.
• Must possess strong attention to detail, excellent communication and organizational skills.
• Proficient with Microsoft Office products.

Key Measures Of Success /Key Deliverables

• Thorough knowledge of commercial real estate lending practices and concepts.
• Knowledge of laws and regulations including but not limited to appraisal requirements, flood searches, Bank Secrecy Act, and lending limits.
• Knowledge of cash management and private banking services that complement the lending function.
• Advanced abilities to read, analyze and interpret industry journals and reports.
• Comprehensive understanding of accounting principles, including the analysis of financial statements.
• Good mathematical, accounting and algebraic skills to properly analyze the most complex credits in the Bank.

Pay

Salary Range: $98,400/yr - $199,000 /yr plus bonus.

Schedule

Not specified.

Benefits

Includes medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in the benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization.