Business Manager - Modeling and Advanced Data Insights

Capital One’s Anti-Money Laundering (AML) Modeling and Advanced Data Insights team is modernizing how we identify potential money laundering, terrorist financing, and human trafficking through advanced analytic techniques, statistics, and machine learning models. Our team develops data sourcing, predictive models, monitoring, and reporting using tools such as AWS, Snowflake, Python, and Spark. As a model developer for advancing transaction monitoring with machine learning, the team is responsible for end-to-end development, deployment, and monitoring of these critical risk management models.

Responsibilities

• Model Lifecycle Management: Lead advanced machine learning model development, continuous performance monitoring, and ongoing maintenance.
• Governance & Compliance: Oversee model governance and ensure full alignment with internal risk frameworks.
• Audit & Regulatory Leadership: Serve as the primary lead for handling all related internal audit and OCC regulatory requests.
• Strategic Leadership: Develop business strategies that drive growth, profitability, and competitive success in shifting consumer and regulatory demands.
• Leadership: Manage and develop 1-2 analysts, coaching and mentoring associates to retain talent.
• Product: Develop and implement new product and pricing strategies for lending products; lead product-level modeling and analytics.
• Marketing: Lead direct-to-consumer marketing efforts and strategic intent for products distributed through the retail channel. Build targeted insights to inform new customer experiences and breakthrough technology.
• Credit Risk: Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses.
• Execution: Manage and sequence delivery of business intent, build business requirements, and execute against product strategy. Oversee multiple projects and programs concurrently.
• Partnership: Work closely with colleagues across Capital One, including IT, Sales, Operations, and Finance, to improve quality, volume, service, and profitability.

Qualifications

Basic Qualifications

• At least 3 years of professional experience performing analysis.
• Currently has, or is in the process of obtaining, one of the following (required degree must be obtained on or before the scheduled start date):
  • A Bachelor’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related field).
  • A Master’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems, or a related field) or an MBA with a quantitative concentration.

Preferred Qualifications

• Master’s Degree in Business or a quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, or Engineering.
• 5+ years of experience in analysis.
• 2+ years of experience in financial services.
• 2+ years of experience in people management.
• 1+ year of experience in consulting.
• 1+ year of experience in AML, Sanctions, Compliance, Risk, or Fraud.
• 1+ year of model design, development, and deployment experience.
• 1+ year of supervised machine learning models experience.
• 1+ year of experience with Python, SQL, or AWS.

Skills

• Strategic & analytic orientation: Proven track record of decision-making and problem-solving based on analytics. Strong quantitative skills complemented by conceptual thinking.
• Strong business judgment, leadership, and integrity: Ability to make tenacious decisions with a healthy, aggressive, yet responsible approach to business.
• Solid people leadership experience: Ability to build and leverage high-performing teams, foster innovation, drive critical decisions, and hold business partners accountable.
• Strong executive communication skills: Impeccable written and oral communication, strategic influencing skills, and the ability to drive agreement through intellect and negotiation.
• Clear results orientation: Intense focus on achieving both short- and long-term goals, with the ability to execute in uncertain and fluid environments.
• Successful track record of thriving in fast-paced, entrepreneurial, and dynamic environments. Previous consulting experience is a plus.

Pay

The annual full-time salary ranges for this role by location are:

• McLean, VA: $164,800 - $188,100
• Plano, TX: $149,800 - $171,000
• Richmond, VA: $149,800 - $171,000

Candidates hired in other locations will be subject to the pay range associated with that location. This role is also eligible for performance-based incentive compensation, including cash bonuses and/or long-term incentives (LTI).

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits to support total well-being. Eligibility varies based on full- or part-time status, exempt or non-exempt status, and management level. Learn more at the Capital One Careers website.