Business Lending Operations Specialist III

Essential Functions

• Proactively support business members and effectively resolve member business needs and inquiries.
• Process new small business loan applications and renewal/modification requests through funding.
• Prepares loan documentation and captures loan information according to established procedures, for company-generated and participation bought/sold loans.
• Ensures required information and documentation is ordered, executed, and filed, such as for appraisals, collateral, titles, liens, etc.
• Funds loans, prepares wires, and posts entries on loans. Performs quality control review on funded loans.
• Processes loan payments, advance requests, and payoff demands.
• Executes lien perfection through recording/filing with appropriate state and county offices.
• Closes out paid-off files, including releases of collateral, discharges of deeds of trust, and related processes.
• Prepare new vehicle titles to request payment from loan servicer. Prepares vehicle title releases and issues payment checks.
• Updates and maintains insurance and Uniform Commercial Code (UCC) filings in banking and account processing platform.
• Posts, updates, maintains, tracks, and follows up on automated notifications in platform(s) supporting credit analysis, financial analysis, and risk management.
• Manages tax reporting with third-party provider. Manage delinquent tax notifications with designated banker
• Prepares monthly 1502 SBA Reporting, maintenance and updates required within 3rd party system.
• Sets up commercial share savings accounts and accounts for cash management clients.
• Supports cash management clients and administers related accounts.
• Process business credit card applications through funding.
• Ensures effective processes and workflows by posting, updating, and maintaining tracking/tickler information (e.g., in Sageworks, Microsoft Outlook, etc.).
• Creates, refreshes, and improves processes and provides updates to procedures as needed.
• Performs other projects and duties as assigned.

What You Bring

• A high school diploma or equivalent.
• Five or more years' financial services experience, or equivalent combination of education and experience.
• Minimum of five (5) years' experience with business/commercial loan documentation preparation, and/or in business lending or similar loan operations and servicing functions.
• Experience preferred with document preparation systems (e.g., LaserPro, HotDocs, or similar).
• Solid knowledge of business/commercial loan types. Knowledge of commercial loan closing and funding requirements.
• Thorough knowledge of commercial loan servicing, SBA lending and lending practices. Demonstrated excellent customer service skills in promptly responding to customer needs.
• Accredited ACH Professional (AAP)

Compensation & Benefits

• Generous paid time off: paid holidays, floating holidays, personal days, vacation days, plus sick time
• Low-cost Medical, Dental & Vision plans
• Paid childcare assistance
• Award-winning 401K
• Gym fee reimbursement
• Tuition Reimbursement
• Student loan repayment

Why Join OneAZ?

• We are a financial trailblazer that passionately cares about inspiring dreams and driving prosperity in the communities we serve.
• We exist to clear the way for dreamers and doers, aspiring to be the bank for new pioneers.
• We are driving change in our communities, constantly improving our products and services so our members and their families can relentlessly pursue their dreams.

Additional Notes

• Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.
• Candidates for this position will be required to sign an authorization for OneAZ to conduct a credit and criminal background check, pursuant to procedures in the Fair Credit Reporting Act and any other applicable laws.
• All candidates will be considered for this position on an individualized basis, in compliance with all applicable equal employment opportunity laws.
• Any individual who meets the definition of a mortgage loan originator (MLO) and is employed by a federal agency-regulated institution will need to be registered on the Nationwide Mortgage Licensing System (NMLS).
• Ensures compliance with applicable policies, laws, and regulations, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) compliance, USA Patriot Act, and Office of Foreign Assets Control (OFAC).