Business Execution Director, Branded Cards Governance, Policy and Program Management
About This Role
Wells Fargo is seeking a Business Execution Director to play a critical leadership role in helping transform the Wells Fargo Branded Credit Card business. The role involves leading various risk programs and risk infrastructure investments for Branded Card, shaping risk strategy, policy execution, governance routines, and infrastructure investments that support the long-term success of the Branded Cards business.
Responsibilities
Partner with business, credit, marketing, and finance leaders to assess the impact of strategic, regulatory, and policy changes, ensuring balanced outcomes across risk, customer, and business objectives.
Own the development and execution of major policies, standards, regulations, and risk programs for Wells Fargo Consumer Credit Cards.
Create and manage routines between First Line and Second Line Risk teams.
Create and manage business review material to support Second Line oversight.
Manage execution of audits, exams, issues, and remediations.
Define and execute strategies to reduce complexity and operational risk through control effectiveness and execution quality.
Define and execute strategies to enhance the credit, data, and decisioning infrastructure.
Work closely with cross-functional teams (Controls, Credit Risk, Operational Risk, Compliance, Legal, Tech, Operations).
Interface with external agencies, regulatory bodies as needed.
Collaborate with and influence all levels of professionals including senior leadership to predict current and future needs and achieve consistent application of definitions, measurement, and interpretation.
Lead a team of direct reports as well as cross-functional resources.
Develop and guide a culture of talent development to meet business objectives and strategy.
Ensure all key regulatory and business requirements are met effectively for all implemented ideas.
Requirements
10+ years of Business Execution, Implementation, or Strategic Planning experience, including Management or leadership experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education.
4+ years of management or leadership experience.
Desired Qualifications
Credit Risk experience, preferably at multiple leading credit card issuers.
Significant experience in credit strategy, credit risk, portfolio management, acquisition strategy, customer management, or related consumer credit card functions, with demonstrated success balancing business growth, profitability, and risk objectives.
Significant experience in credit card and lending roles, ideally in varying aspects of strategy execution (originations, customer management, fraud, collections).
Experience in data science or analytics roles involving projects with credit and data infrastructure (data, platforms, models, monitoring tools).
Experience in multiple credit card segments (consumer across full risk spectrum, small business, commercial, partnerships/co-brands).
Demonstrated expertise developing and executing policies, standards, controls, and risk programs aligned with regulatory requirements, including management of audits, exams, issues, and remediations.
Proven ability to reduce operational complexity and risk through strong application of risk management principles, effective controls, and high-quality execution.
Strong conceptual thinking, problem-solving, and decision-making skills, with the ability to drive clarity in ambiguity through rigorous analysis of credit, consumer, market, and operational dynamics.
Expertise in credit, product, and marketing data and analysis.
A demonstrated focus on leading, coaching, mentoring and guiding team member development.