Business Development Officer

Ready to turn relationships into opportunities and help small businesses access the capital they need to grow? As a Business Development Officer with CPLC Prestamos, you’ll play a key role in expanding access to financing for entrepreneurs and businesses in underserved communities. You’ll build strong relationships, identify lending opportunities, and help bring innovative loan solutions to businesses across our markets. CPLC Prestamos is an award-winning Community Development Financial Institution (CDFI) and Community Development Entity that has provided small business loans and high-quality technical support services to business owners in underserved communities since 1980. CPLC Prestamos offers loan products, business consulting services, and investment opportunities in Arizona, California, Nevada, New Mexico, and Texas. HOW WILL YOU MAKE AN IMPACT IN THIS ROLE? You will be responsible for driving the growth of Prestamos by developing and implementing comprehensive strategies for the origination of loan programs. Your primary focus will be on small business loans and micro-loans, private loan pools, and New Markets Tax Credit (NMTC) loans within the marketplace. You will establish and nurture a strong referral network of business bankers, commercial real estate brokers, business brokers, professional associations, accountants, attorneys, and other key stakeholders to identify and capitalize on lending opportunities. You will also structure complex loan proposals, complete initial financial analysis, assess credit risk, and prepare comprehensive credit packages to support the lending process. WHO YOU ARE? You are a relationship-driven professional who understands the commercial lending landscape and knows how to identify opportunities while building trust with clients and referral partners. You are comfortable analyzing complex financial information, negotiating solutions, and developing business relationships that generate results. In addition, ideally you are someone who demonstrates strong communication and negotiation skills, exercises sound judgment, takes ownership of your work, and can balance business development goals with the mission and values of CPLC Prestamos. Minimum Qualifications And Competencies Education /Background: Candidate should possess a minimum of a Bachelor’s Degree in Business Administration, Finance, or a related field, or a combination of education and 5+ years’ experience in commercial lending/analysis Proven track record in business development and loan originationStrong understanding of micro-loans, private loan pools, SBA 7a Community Advantage LoansExcellent communication and negotiation skillsAbility to analyze complex financial data and assess credit risk Other Requirements: Client Focus - Dedicated to meeting the needs of internal and external clientsListens effectively and establishes and maintains relationships and gains client’s trust and respectEthics, Integrity, and Trust - Considers ethical issues before decisions are made and seeks to achieve results that are in the best interest of CPLC and Prestamos CDFI, LLCOwnership, Accountability, Responsibility and Compliance - Takes ownership of tasks, projects, and relationships and follows through on obligations and promisesSelf-Development and Learning - Personally committed to learning and actively works to continuously develop professionallyTeamwork and Collaboration -Works collaboratively; finds common ground and solves problems for the good of all and can represent his/her own interests and yet be fair to the team What does CPLC offer YOU as a valued employee? We recognize that our success is driven by great talent, and that's why we provide a comprehensive and competitive suite of benefits to serve you and your family. Check out our benefits for FULL-TIME employees below: Generous Paid HolidayEmployee Recognition ProgramPaid Time Off & Paid Sick DaysFree Preventative Services & Wellness RewardsMedical, Dental, and Vision for Spouse/Domestic Partner & Children to age 26Health Savings Account & Flexible Spending AccountLife + Disability optionsEmployee Assistance ProgramTelemedicine & Concierge Services401(k) Retirement PlanPet Care, Life Mart Purchase DiscountsTuition Reimbursement for qualifying degreesMileage & Cell Reimbursement for qualifying rolesIdentity Theft Protection& Voluntary Benefits Chicanos Por La Causa, Inc. is an Equal Opportunity Employer. CPLC knows it takes variety of thought, culture, background, and perspective to create a truly impactful workforce. As CPLC grows, we are seeking talented employees with varying backgrounds, cultures, perspectives, and experiences to support our innovation and creativity. CPLC commits to a continued focus on fair and just hiring, training, promotional practices, and policies. We work for real change and progress in equal opportunity recruitment, hiring, and advancement. Learn more by visiting https://www.eeoc.gov/poster California Residents: Chicanos Por La Causa, Inc and its subsidiaries will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act. Find out more about the Fair Chance Act by visiting the Civil Right’s Department Fair Chance Act webpage.