Business Center Manager- City Heights, San Diego
About the role
Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background, and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized, and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This role focuses on overseeing, leading, and directing the City Heights San Diego, CA branch to meet assigned lending, deposit, and fee income goals.
Responsibilities
- Oversee, lead, and direct a branch with regards to sales, operations, and corporate/regulatory compliance to meet assigned lending, deposit, and fee income goals.
- Responsible for staff management and development including performance evaluations, promotions, salary recommendations, and disciplinary action.
- Provide suitable credit, deposit, or other banking services as well as counsel and advice to best meet clients' needs.
- Develop programs to maximize branch profitability, minimize risk, and improve customer service and product knowledge.
- Acquire, expand, and maintain client relationships through both inside and outside business development activities.
- Analyze risks and profitability of assigned client portfolio to ensure ongoing profitability and conformity with credit terms.
- Ensure the successful processing, underwriting, and approving of loans within assigned limits.
- Negotiate loan terms and conditions in accordance with bank policy.
- Remain well-versed in economic and financial concepts and developments relating to clients.
- Review branch reports for compliance and accuracy.
- Responsible for community development and relations.
- Perform other duties as assigned.
Requirements
- Bachelor's degree in Business Administration, Finance, or a related field and 3+ years of banking management and lending or other directly related experience. A combination of education and experience may meet requirements.
- Business Development experience preferred.
- Basic working knowledge of branch/banking management, operations, policies, procedures, banking products, and lending concepts.
- Knowledge of business development and sales within the financial industry.
- Ability to make sound decisions, mitigate risk, build relationships, and work with a variety of clients, employees, and management.
- Knowledge of banking laws and regulations.
- Good problem resolution and communication skills, both verbal and written.
- Strong customer relationship skills.
- Ability to manage staff.
Benefits
- Medical, Dental, and Vision Insurance – start day one
- Life and Disability Insurance
- Paid Parental Leave and Adoption Assistance
- Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts
- Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays (plus any applicable state holidays)
- 401(k) plan with company match and Profit Sharing
- Competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business (up to $5,250 per calendar year; eligible upon hire)
- Employee Ambassador preferred banking products
Pay
This position is eligible to earn a base salary in the range of $93,000 - $125,000 annually, depending on job-related factors such as level of experience and location.