Business Banking Portfolio Manager

Responsibilities

Timely renewal of all loans in assigned portfolio through effective and efficient underwriting, and diligent follow-through
Succinctly analyze and underwrite renewals, modifications, restructures, etc., balancing the need to mitigate risk and customer satisfaction
Leverage data (e.g. line utilization, deposit trends, credit scores, etc.) to identify and mitigate potential/emerging risk
Accurately identify and apply credit policies, judiciously recommending approval of reasonable exceptions where the overall credit profile fits within the bank’s risk tolerance, assign risk rates timely and accurately
Collaborate with customers and/or relationship management team to obtain required financial statements and other information
Manage higher risk relationships, facilitate transfers to workout, as necessary
Negotiate with customers to restructure debt or take other actions, to mitigate higher risk credits
Work in partnership with Credit Operations and colleagues to ensure completion of all pre-closing activities
Work with Loan Operations, as necessary, to ensure data integrity, resolve issues
Assist borrowers with various servicing requests, (release collateral, guarantors, etc.)
Review and address key data integrity processes and reports
Represent the PM team in various technology, process improvement, or other initiatives to improve the speed, efficiency, and operational integrity of the team
Respond to audits, regulatory exams, and other third party reviews.

Qualifications

• Bachelors degree, in Accounting, Finance or Economics highly preferred
• At least five years direct experience in a Commercial Lending environment
• Formal Bank Credit Training desired

Benefits & Culture

Our goal is to offer our colleagues the most generous benefits package possible. We provide a comprehensive suite of benefits designed to support your health, financial security, and overall, well-being. Benefits include: competitive compensation with performance-based incentive awards, health and dental insurance, a 401(k) and DC retirement plan, LTD and life insurance, paid vacation, day care reimbursement, tuition assistance for undergraduate and graduate programs, an award-winning wellness program, and much more!

At Rockland Trust, you’ll find a respectful and inclusive environment where everyone has the opportunity to succeed. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.