Business Banking Officer II

About the role

As a Business Banking Officer at NBH Bank, you will actively pursue business relationships for the bank. Your primary focus will be on loan and deposit business products, aiming to earn 100% of the client’s relationship. You will collaborate with the bank’s SBA department on SBA production, pipeline, and closings. You will proactively call on clients, prospects, and referral sources to ensure maximum results.

Responsibilities

• Provide a full range of banking services with an emphasis on loan and deposit business products.
• Collaborate with the bank’s SBA department on SBA production, pipeline, and closings.
• Proactively call on clients / prospects / referral sources to ensure maximum results.
• Achieve specific sales and services goals individually, and lead the banking center’s goals on a quarterly and annual basis.
• Work with staff to develop and implement individual goals and objectives against established goals and standards for improving the competitive position of Bank Midwest/Hillcrest Bank/Community Banks of Colorado.
• Critically review, analyze, and structure business loans.
• Maintain contact with borrowers and understand and resolve problems when appropriate.
• Promote the Bank’s image in the community by participating in community activities, coordinating community development efforts, and presenting a favorable image in the community that will lead to new business relationship opportunities.
• Identify market trends that may impact client’s business and utilize our solutions to provide opportunities to further partner.
• Create, train, and coach a successful sales team through the development of associates with the primary goal to serve the clients' total financial needs resulting in greater market share, wallet share, and profitability.
• Manage the relationship with various business partner entities to ensure cross-sales along with managing service quality to ensure ongoing client satisfaction, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position.

Requirements

• Bachelor’s degree in Business Administration or equivalent combination of education and work experience.
• 5+ years of successful commercial or small business lending.
• 5+ years of banking experience.
• 5+ years successful business-to-business development experience.
• Have working knowledge and understanding of SBA products, standard operating procedures, forms and documents, and eligibility requirements.

Desired Skills

• Master’s degree or equivalent combination of education and work experience.
• 7+ years of successful commercial or small business lending.
• 9+ years of banking experience.
• Completion of a bank training or formal credit training program.
• Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
• Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
• Ability to think creatively and meet challenges with resourcefulness.
• Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Benefits

• Insurance
• 401k
• Associate stock purchase program
• paid time off
• associate banking perks