Business Banking Lending Specialist

Responsibilities

• Interpret and process Business Banking loan applications using the NextGen digital platform in a highly accurate and timely manner.
• Utilize numerous resources to verify Applicant data and total banking relationships with CBNA.
• Manage personal workload to complete assignments in a timely manner and achieve departmental goals.
• Understand and interpret loan application, credit files and loan approvals.
• Knowledge of loan application requirements in order to identify missing information from the loan package and create tracking items.
• Cookordination and communication with Lenders and Branch Managers to ensure follow up and receipt of all required materials relative to the BB loan submission.
• Track applications to ensure that compliance to Reg B standards are being maintained.
• Prepare and send incomplete letters as needed.
• Research potential borrowers on various governmental websites for business and collateral filings and document to the file.
• Interpret cred files and loan approvals in order to prepare commitment letters.
• Order and track mortgage due diligence information necessary prior to closing.
• Assist in maintaining BB Department mailboxes to include resolution or response to inquiries sent.
• Provide exemplary customer service to both internal and external customers in an effort to achieve departmental goals.
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific training requirements.
• Administration of Business Banking Loan Credit Files and record retention.

Qualifications

• Education: Associates Degree in Business or in a business-related field of study with Lending/Credit related experience.
• All applicants must be 18 years of age or older.
• Skills: Proficient reading, writing, grammar and mathematic skills; Proficient interpersonal and communication skills (both verbal and written); Understanding of financial statement composition with ability to interpret, analyze and connect financial data from various sources; Comprehensive understanding of commercial loan documents, processes and collateral perfection; Ability to review and interpret credit approval information; Strong organizational skills; Knowledge of Microsoft Word and Excel; NextGen experience a plus; Experience: Minimum of 2 years bank experience related to lending and/or credit analysis function; General knowledge of Commercial Lending Policies, Procedures and Products.

Other Job Information

• Hrs: 40 hours/week
• Comp: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded with a comprehensive benefits package.