Business Banking Credit Team Lead - M&T Footprint

About the role

This job requires 4 days a week in an M&T corporate office, with locations across the M&T footprint open. The role is responsible for the quality and efficiency of the underwriting for Business Banking, interacting daily with Credit teams and sales partners regarding Business Banking loan requests.

Responsibilities

• Responsible for the day-to-day activities of a team of Underwriters and/or Portfolio Managers, including the quality and efficiency of the underwriting
• Serve as the point person for work requests, prioritizing and assigning work, and monitoring workflow
• Support various segments in terms of credit functions
• Manage/Support the sales override process
• Oversee the training of new underwriters and/or portfolio managers as required
• Provide ongoing training to the department
• Develop training materials and various forms
• Maintain work logs and prepare monthly productivity reports for management, and other reports as needed
• Coordinate updates to the divisional processes and policies, write procedures, and develop analysis templates as needed
• Resolve any policy, procedure, accounting, or credit issues that occur
• Participate in various departmental projects associated with the Credit Function
• Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits
• Exercise the usual authority as manager concerning staffing, performance appraisals, salary recommendations, promotions, hiring, terminations, performance management, and training, coaching, and mentoring
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
• Promote an environment that supports belonging and reflects the M&T Bank brand
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Qualifications

A Bachelor's degree in Accounting, Finance, or related discipline and a minimum of 5 years' commercial credit experience or relevant analytical experience with a strong knowledge of accounting principles, including 2 years of coaching/training/mentoring or work leadership experience. Alternatively, a combined minimum of 9 years' higher education and/or work experience, including a minimum of 5 years' commercial credit experience with strong knowledge of accounting principles, including 2 years' coaching/training/mentoring or work leadership experience.

Skills

• Proficiency with personal computers and relevant software packages
• Strong leadership skills and ability to motivate others
• Commitment to meeting the needs of both internal and external customers of the department
• Excellent communication (verbal and written) and interpersonal skills
• Ability to maximize efficiency and maintain the consistent quality of the work produced by the credit analysis team
• Exhibit a strong work ethic and consistently meet deadlines
• Extensive knowledge of the Bank's credit policies and procedures
• Prior experience in a sales role

Pay

The pay range for this position is $89,600.00 - $149,300.00 Annual (USD), with the successful candidate's particular combination of knowledge, skills, and experience informing their specific compensation.

Schedule

This job requires 4 days a week in an M&T corporate office, with locations across the M&T footprint open, specifically in Rochester, New York, United States of America.