Business Banking Credit Team Lead - M&T Footprint

This job requires 4 days a week in an M&T corporate office. Locations across the M&T footprint are open.

Overview

Responsible for the quality and efficiency of the underwriting for Business Banking. Interacts on a daily basis with the Credit teams and sales partners regarding the underwriting of Business Banking loan requests.

Responsibilities

• Responsible for the day-to-day activities of a team of Underwriters and/or Portfolio Managers, including the quality and efficiency of the underwriting.
• Serve as the point person for work requests, prioritize and assign work, and monitor workflow.
• Support various segments in terms of credit functions.
• Manage and support the sales override process.
• Oversee the training of new underwriters and/or portfolio managers as required.
• Provide ongoing training to the department.
• Develop training materials and various forms.
• Maintain work logs and prepare monthly productivity reports for management, and other reports as needed.
• Coordinate updates to the divisional processes and policies, write procedures, and develop analysis templates as needed.
• Resolve any policy, procedure, accounting, or credit issues that occur.
• Participate in various departmental projects associated with the Credit Function.
• Maintain an in-depth knowledge of accounting pronouncements and the effect on Bank credits.
• Exercise managerial authority concerning staffing, performance appraisals, salary recommendations, promotions, hiring, terminations, performance management, and training, coaching, and mentoring.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Supervisory/Managerial Responsibilities

Supervises and mentors a team (up to 7), comprised of credit staff, portfolio managers, and administrative staff.

Requirements

• Bachelor's degree in Accounting, Finance, or related discipline and minimum of 5 years' commercial credit experience or relevant analytical experience with a strong knowledge of accounting principles, including 2 years coaching/training/mentoring or work leadership experience.
• OR in lieu of degree, a combined minimum of 9 years' higher education and/or work experience, including a minimum of 5 years commercial credit experience with strong knowledge of accounting principles, including 2 years' coaching/training/mentoring or work leadership experience.
• Proficiency with personal computers and relevant software packages.

Preferred Qualifications

• Strong leadership skills and ability to motivate others.
• Commitment to meeting the needs of both internal and external customers of the department.
• Excellent communication (verbal and written) and interpersonal skills.
• Ability to maximize efficiency and maintain consistent quality of the work produced by the credit analysis team.
• Exhibit a strong work ethic and consistently meet deadlines.
• Extensive knowledge of Bank's credit policies and procedures.
• Prior experience in a sales role.

Pay

The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Rochester, New York, United States of America