Business Banker 2

Primary Office Location

300 E. Lombard Street.
Baltimore, Maryland. 21202.

Position Overview

This position is primarily responsible for developing, managing and maintaining business relationships, developing and administering a portfolio of loans, analyzing credit worthiness, monitoring loan performance and promoting the Bank’s image in order to develop new and expand existing loan deposit and overall business relationships and contribute to the Bank’s profit and growth objectives.

Primary Responsibilities

• Develops, manages and maintains business relationships by profiling and maintaining relationships, determining banking needs, selling products and services to meet needs, resolving poor performance and other problems in a professional manner to develop new and expend existing loan deposit and overall business relationships and contribute to the Bank’s profit and growth objectives.

• Develops and administers a portfolio of loans by making sound credit analysis of customer’s financial condition and ability to repay according to established policies, procedures and objectives such as portfolio yield, loss ratio and delinquency while providing excellent customer service contributing to the Bank's profit and growth objectives.

• Analyzes credit worthiness by determining the soundness of the loan, understanding the customer’s financial condition, collateral position and the ability to repay in accordance with the Bank’s credit quality, profitability and growth objectives and established policies and procedures and government regulations to create a portfolio of quality loans that meet or exceed the standards of the Bank.

• Maintains contact with borrowers, understanding their financial condition and resolving problems in accordance with established policies and procedures and in an accurate and timely manner in order to reduce risk from collateral deterioration or the borrower’s inability to pay.

• Promotes the Bank’s image by participating in community development activities and service organizations without jeopardizing other responsibilities and in compliance with the Community Reinvestment Act requirements in order to present a favorable image in the community and establish contacts that could generate new business.

Minimum Education and Experience

• BA or BS
• 3 years of relevant experience

Special Skills

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent customer service skills
• Excellent organizational, analytical and interpersonal skills
• Ability to use a personal computer and job-related software

Physical Requirements

N/A

Compensation

Grade EXT11
Pay Range: $94,146.00 - $156,910.00
FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits.

Benefits

• Medical
• Dental
• Vision
• Life insurance
• Flexible spending accounts
• Health savings account
• 401(k)
• Paid time off, including sick time, vacation time, and paid holidays
• Other voluntary benefits

EEO Statement

FNB provides all applicants and employees a discrimination and harassment free workplace. FNB is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. FNB is an equal opportunity employer and does not discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran.