Business Analyst - Payments (Cross-Border & RTP)

Job Summary

We are seeking an experienced Business Analyst with strong domain expertise in payments, specifically in cross-border payments and domestic real-time payments (RTP).

Key Responsibilities

• Gather, analyze, and document business and functional requirements for payment-related initiatives
• Work closely with stakeholders to understand needs in cross-border payments and domestic RTP systems
• Translate business requirements into detailed functional specifications, user stories, and process flows
• Collaborate with technology teams to ensure accurate implementation of requirements
• Support end-to-end project lifecycle, including requirement validation, testing, and deployment
• Conduct gap analysis and propose solutions aligned with business objectives
• Ensure compliance with regulatory and industry standards in payments
• Facilitate workshops, stakeholder meetings, and requirement review sessions

Required Qualifications

• 8+ years experience as a Business Analyst in the payment's domain
• Strong knowledge of cross-border payments and domestic real-time payment (RTP) systems
• Expertise in writing clear and detailed functional requirements and documentation
• Experience working with stakeholders across business and technology teams
• Strong analytical, problem-solving, and communication skills
• Familiarity with Agile or hybrid delivery methodologies

Key Skills

• Business Analysis & Requirement Gathering
• Functional Documentation (BRD, FRD, User Stories)
• Payments Domain Expertise
• Stakeholder Management
• Process Modeling (e.g., BPMN, flow diagrams)
• Experience with ACH (Automated Clearing House) payment systems
• Understanding of payment networks, messaging standards (e.g., ISO 20022, SWIFT), and settlement processes
• Exposure to regulatory and compliance frameworks in payments