Bankruptcy & Creditor Rights Specialist

We are looking for a Bankruptcy & Creditor Specialist to support NMEF portfolio servicing and asset recovery functions. This role manages bankruptcy matters involving commercial borrowers, protects NMEF's secured creditor interests, and maximizes recovery opportunities across equipment finance and lending portfolios. NMEF finances commercial equipment transactions nationwide and works with a broad spectrum of credit profiles through its broker-focused lending platform.

About the role

The ideal candidate will possess strong knowledge of bankruptcy law, creditor rights, commercial lending, secured transactions, and bankruptcy plan analysis. This individual will serve as a key liaison between internal servicing teams, outside counsel, bankruptcy trustees, and borrowers throughout the bankruptcy process.

Responsibilities

• Review and manage commercial bankruptcy filings impacting NMEF's equipment finance, lease, and loan portfolios.
• Analyze Chapter 7, Chapter 11, and Chapter 13 bankruptcy petitions, schedules, disclosure statements, and reorganization plans.
• Evaluate proposed plan treatment to determine the impact on NMEF's secured claims, collateral positions, and recovery expectations.
• Interpret bankruptcy plans and advise business stakeholders on creditor rights, risks, and recovery strategies.
• Negotiate plan treatment, adequate protection payments, interest rates, claim classifications, repayment terms, and settlement agreements.
• Prepare, review, and monitor proofs of claim, reaffirmation agreements, motions, objections, and related bankruptcy documentation.
• Coordinate with outside counsel regarding contested matters, objections, litigation strategy, and creditor remedies.
• Monitor court filings, case developments, and critical deadlines through PACER and other bankruptcy-tracking tools.
• Assess equipment collateral positions and recovery options while ensuring compliance with applicable bankruptcy and commercial lending regulations.
• Partner with Portfolio Management, Collections, Asset Recovery, Legal, and Operations teams to develop account-level recovery strategies.
• Maintain accurate case notes, recovery forecasts, and portfolio reporting related to bankruptcy activity.
• Identify trends within the bankruptcy portfolio and recommend process improvements to reduce loss exposure and improve recovery outcomes.

Requirements

• Bachelor's degree in Business, Legal Studies, Paralegal Studies, or related field, or equivalent professional experience.
• 3+ years of experience handling commercial bankruptcy matters, creditor rights, asset recovery, commercial collections, legal support, or equipment finance servicing.
• Strong understanding of the U.S. Bankruptcy Code and secured creditor rights.
• Experience reviewing and interpreting bankruptcy plans and plan treatment.
• Knowledge of commercial lending, equipment financing, secured transactions, and collateral recovery.
• Exceptional analytical, negotiation, and problem-solving skills.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Office Suite and bankruptcy case management systems.

Qualifications

• Experience within an equipment finance, leasing, commercial lending, banking, or specialty finance environment.
• Working knowledge of UCC filings and secured lending documentation.
• Experience utilizing PACER and interacting directly with bankruptcy courts, trustees, and outside legal counsel.
• Paralegal certification, JD, or bankruptcy-related legal experience.

Job Type & Location

This is a Contract to Hire position based out of Norwalk, CT.

Pay

The pay range for this position is $39.00 - $44.00/hr.

Benefits

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Schedule

This is a fully onsite position in Norwalk, CT.