Banking Center President (Full Time) - San Antonio, San Pedro

About the role

Responsible for directing and administering the operational efforts of the branch. Oversees provision of a full range of services to customers and prospective customers. Ensures that customers are promptly and professionally served. Trains, directs, and supervises branch staff. Oversees branch transactions, loan volumes, expenses, and profitability.

Responsibilities

• Serves borrowers and prospective borrowers promptly and professionally.
• Cross-sells Bank services.
• Implements changes to established policies and procedures within the branch.
• Ensures proper cash controls.
• Oversees individual accountability for the handling of cash and assists Tellers in resolving balancing problems.
• Maintains repossessed properties and assists in collections' activities.
• Manages and oversees expenses.
• Pursues cost-saving measures.
• Continually seeks ways to improve branch operations and productivity and to meet established goals.
• Prepares periodic branch activity reports and makes recommendations to management for improvements.
• Ensures that proper maintenance and general housekeeping of the building, grounds, work areas, desks, and equipment is carried out, including snow and ice removal.
• Ensures that adequate supplies, forms, and equipment are available for personnel.
• Institutes prudent safety measures.
• Keeps management informed of branch activities, progress toward established objectives, and of any significant problems.
• Fills in and performs duties in branch positions as needed.
• Attends assigned training sessions and stays current on new operational procedures.
• Assumes responsibility for the effective administration of branch functions.
• Coordinates functions with related departments and branches and provides support as needed.
• Assists Commercial Lending personnel and provides support as needed.
• Follows-up on all matured loans.
• Completes lending functions in accordance with established Bank policies and legal requirement.
• Establishes and maintains effective communication, coordination, and working relations with Bank personnel and with management.
• Provides leadership training to associates seeking management opportunities.
• Approves all sick leave, vacation, overtime, and time sheets for each branch associate.
• Completes required reports and records.
• Serves as a member of the Commercial Loan Committee.
• Assumes responsibility for the effective and professional completion of assigned commercial loan functions.
• Interviews, takes applications, and processes preliminary documentation on commercial loan requests.
• Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
• Analyzes and evaluates loan requests and prepares written submission for consideration by the Commercial Loan Committee.
• Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
• Assists in review of construction loan advances on commercial properties.
• Conducts property inspections as assigned.
• Follows-up on all matured loans.
• Aids in the collection of delinquent accounts.

Requirements

• Associate degree in business or a related field, or an equivalent combination of training and work experience.
• At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience.
• At least five years lending experience.
• Commercial Lending Experience Required.
• Real estate and origination background preferred.

Qualifications

• Thorough knowledge of Bank services and products.
• Understanding of related legal and regulatory requirements.
• Familiarity with Branch functions, policies, and procedures.

Skills

• Strong interpersonal, leadership, and supervisory skills.
• Well organized.
• Ability to operate related computer applications and related business equipment.
• Attention to detail.
• Ability to maintain an effective and efficient workflow.