AVP, Senior Credit Analyst

About the role

The AVP, Senior Credit Analyst supports the Profit Center (PC) by identifying key revenue-generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process.

Responsibilities

• Evaluate new loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs.
• Cook up all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding.
• Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews.
• Support cross-selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products.
• Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients.
• Provide training and guidance to Credit Analysts and Loan Associates, while ensuring compliance with internal policies and regulatory requirements.

Requirements

• Bachelor’s degree in business, finance, or a related field.
• 5–7 years of lending, underwriting, and/or credit experience.
• Proficiency in Microsoft Office Suite, with advanced Excel skills.
• Experience with banking and credit software.
• Experience with CRM systems.
• Strong mathematical and analytical skills.
• High initiative and follow-through.
• Able to work independently and with a team.
• Excellent written and verbal communication skills.
• Strong organizational skills with the ability to prioritize and multi-task.
• Self-starter with the ability to collaborate across teams and with clients.
• NMLS registration upon hire.

Qualifications

• Strong analytical skills.
• Independent execution.
• The ability to operate efficiently in a fast-paced, evolving environment.

Skills

• Strong analytical skills.
• Independent execution.
• The ability to operate efficiently in a fast-paced, evolving environment.

Benefits

• Competitive base salary: $77,000 - $108,000/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including: Health savings accounts (HSA), Flexible spending accounts (FSA), Medical, dental, and vision coverage, Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.
• A culture of collaboration, continuous improvement, and shared success.

Pay

Pay Range: $77,000 USD - $108,000 USD

Schedule

Full-Time Exempt