AVP-Ratings (Municipal Supported Products)

About the role

Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements.

Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market.

Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions.

Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly.

Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views.

Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends.

Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions.

Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth.

Responsibilities

• Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements.
• Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market.
• Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions.
• Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly.
• Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views.
• Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends.
• Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions.
• Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth.

Requirements

• Demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance sectors.
• Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions.
• Cash flow modeling experience, preferably related to bond transactions.
• Experience working directly with legal counsel, underwriters, and bankers.
• Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis.
• Experience in gas and electric prepayment transactions and strucutres that include bank support would be preferred but not required.
• Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders.
• Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes.
• Adaptability and comfort working with a variety of technical tools and teams including a basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Qualifications

• Bachelor's degree required in finance, real estate, economics, statistics, public policy, public finance or a related field.
• Master's degree or JD preferred.

Skills

• Advanced credit analysis or risk assessment experience in public finance sectors.
• Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions.
• Cash flow modeling experience, preferably related to bond transactions.
• Experience working directly with legal counsel, underwriters, and bankers.
• Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis.
• Experience in gas and electric prepayment transactions and strucutres that include bank support.
• Excellent verbal and written communication skills.
• Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes.
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency.

Benefits

Moody’s offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Pay

The anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation.

Schedule

Not specified.