AVP General Lending

About the Role

This position is responsible for interviewing consumer and small business loan applicants, underwriting commercial loan requests, preparing written materials for loan approvals to appropriate lending committees, and servicing all loans originated and assigned. Responsibilities include maintaining proper past-due percentages, technical exception percentages, and achieving assigned loan growth goals. The role also involves actively seeking additional consumer and small business loan opportunities through calling efforts and other business development means.

Responsibilities

• Embrace the Legacy Culture by providing outstanding customer service to both internal and external customers.
• Interview and work with consumer and small business loan applicants to originate profitable, policy-conforming loans within the bank’s defined market area and desired loan types.
• Demonstrate expertise in all types of financial underwriting and commercial loan collateral types and perfection.
• Service and underwrite commercial loans, including loan relationships up to $1MM.
• Actively seek additional commercial loan business through calling efforts and other business development means.
• Effectively service all assigned loans within a portfolio up to $25MM, maintaining established goals for past-due percentages, technical exception percentages, and portfolio growth levels.
• Attend and participate in all Lending Staff meetings.
• Attend Senior Loan Committee and Directors’ Loan Committee as needed to present loans.
• Successfully participate in loan growth goals as established by the manager.
• Engage in local community functions and groups as appropriate or directed by the manager.
• Perform other duties as assigned.