AVP, Cyber Underwriter

Responsible for driving profitable growth within the cyber insurance portfolio through disciplined underwriting, strong broker relationships, and effective risk selection. This role focuses on evaluating complex cyber risks, developing tailored coverage solutions, and expanding market presence within the retail distribution channel.

Responsibilities

• Evaluate, select, and price complex cyber risks in alignment with underwriting guidelines and authority
• Develop customized insurance solutions based on client exposures and risk profiles
• Analyze submissions, financials, loss data, and cyber risk controls
• Ensure pricing adequacy, coverage structure, and profitability targets are met
• Build and maintain strong relationships with retail brokers and agency partners
• Identify new business opportunities and grow a profitable book of cyber business
• Manage the full underwriting lifecycle: submission, quote, negotiation, and binding
• Participate in RFPs and broker presentations
• Contribute to the execution of cyber underwriting strategy and portfolio management
• Monitor and manage P&L within assigned underwriting authority
• Identify trends, emerging risks, and market opportunities in cyber insurance
• Support cross-selling opportunities across other specialty lines
• Partner with internal teams including claims, actuarial, legal, and compliance
• Ensure adherence to underwriting guidelines, regulatory requirements, and audit standards
• Mentor and support junior underwriting staff as needed
• Leverage data, analytics, and technology to improve underwriting decisions
• Support use of automation and AI tools to enhance efficiency and risk assessment
• Continuously improve underwriting processes and best practices

Requirements

• 7–12+ years of underwriting experience, with a focus on cyber, technology E&O, or specialty lines
• Proven track record of building and managing a profitable book of business
• Experience working with retail brokers in the NYC or Northeast market preferred
• Bachelor’s degree in Risk Management, Business, Finance, or related field required
• Advanced degree (MBA, MS) preferred but not required
• Active Property & Casualty (P&C) license required
• Surplus Lines license preferred
• Industry designations such as CPCU, RPLU, or AU are a plus

Skills

• Strong underwriting and risk assessment skills in cyber insurance
• Deep understanding of cyber exposures (data breaches, ransomware, network security)
• Negotiation and relationship management skills
• Analytical and financial modeling capabilities
• Strong communication and presentation skills
• Ability to work in a fast-paced, production-oriented environment

Benefits

• Paid time off for company holidays, vacation, sick, and personal days
• Paid parental leave
• Mental health services

Pay

The target salary range for this position is $168,000.00 - $210,000.00 annually. The wage range considers factors such as training, transferable skills, work experience, licensure, certification, business needs, and market demands. Full-time roles are eligible for bonuses and benefits.