Auto Finance Credit Manager

About the role

The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets. This role involves personally handling the most complex loans, developing and maintaining business through dealer relations and customer service, and monitoring portfolio compliance and risk.

Responsibilities

• Oversee all credit decisions and personally handle the most complex loans.
• Develop and maintain business in the market through dealer relations and customer service.
• Monitor portfolio compliance and risk.
• Ensure all staff are properly trained and that all policies, procedures, and regulations are complied with.
• Make recommendations for policy changes to improve effectiveness.
• Approve, deny, and negotiate consumer auto credit applications originated through auto dealers for specific geographic markets.
• Perform other duties as assigned.

Requirements

• Bachelor's Degree
• 5+ years of related experience

Preferred Qualifications

• Local dealer knowledge and relationships
• Experience working with multiple dealerships and dealer groups
• Excellent verbal and written communication skills
• Strong sales and negotiation skills
• Proficiency with Microsoft Office including Word, Excel, and PowerPoint
• Prime auto underwriting experience
• Demonstrated professional, personable, and friendly communication style with a focus on customer service
• Ability to interact with all levels of individuals on the phone and in person
• Enjoy working independently and effectively in a deadline-driven, multi-task environment with strong organization and attention to detail

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type

Office. Certain positions outside our branch network may be eligible for a flexible work arrangement combining in-office and work-from-home elements. Specific work arrangements will be provided by the hiring team.

Pay

$93,000 – $189,000 Annual Salary. Actual compensation will vary based on location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• Health insurance coverage
• Wellness program
• Life and disability insurance
• Retirement savings plan
• Paid leave programs
• Paid holidays and paid time off (PTO)