Associate Loan Servicing Representative
Jovia Financial Credit Union · Westbury, NY · 1 mo ago
FinanceFull-time
What You Will Be Doing
- Daily coding of individual accounts on "Core" system to track status of vehicle leases.
- Provide daily lease ending quotes (i.e. remaining term/balance to satisfy member interest in vehicle).
- Perform file maintenance on existing accounts as authorized (assumption of lease or change of ownership from Fusion to Credit Union).
- Report exceptions/findings daily and monitoring by contacting Fusion/Dealership or members to ensure proper resolution.
- Daily answering of member, third party, and staff inquiries pertaining to vehicle leases (i.e. assumption of leases, hardships, lease buyouts, etc.).
- Proper and timely communication/notification within the various departments within the Credit Union to ensure proper coding and processing of all lease accounts.
- Lease Portfolio monitoring to ensure the collateral/lease records are set up correctly to ensure 100% financial reimbursement to the Credit Union at the end of the lease.
- Daily processing of lease checks to purchase or satisfy member's interest in vehicle.
- Must follow escalation process in handling member inquiries and or problems and follow up with matters referred outside the department.
- Assist with member correspondence and requests where necessary.
- Process loan payments or payoffs as assigned when necessary.
- File and maintain consumer loans or mortgages to ensure proper updates to the member loan account on file as needed.
- Perform other duties, in addition to normal responsibilities, to help the overall workflow of the department, and other departments as assigned by the Team Leader or Direct Report.
- Periodically review tasks to identify streamlining opportunities.
What We Need From You
- Minimum two years in related lending servicing experience.
- P.C skills in MS Word/Excel required.
- Must have proven track record in these areas and be conversant with all applicable laws and regulations, Fair Lending Practices Act, and SCRA regulations.
- Must incorporate time management skills and maintain required performance expectations.
- Must be flexible and realize that working hours are subject to change.
- This position requires in office work performance. On occasion, and as approved by management sporadic remote work from home days may be allowed.
Work From Home and Hybrid Requirements
- This particular position is Hybrid and requires in-office / plus work from home days to our offices in Westbury, New York.
- Internet speed of 100 mbps or higher required (you can test this by going to www.speedtest.net).
- Able to dedicate a quiet space for daily work that is free of sound interruptions.
- All equipment will be provided by Jovia (Computer, Monitor, Headset).
Benefits
- Competitive compensation with paid training.
- Engaged Managers who value your input, are transparent, and provide coaching for your success.
- Professional Development with growth opportunities and a supportive learning environment.
- A friendly, inviting work culture filled with social activities that inspire creativity and collaboration.
- Retirement Benefits, featuring a 401(k) with a generous match plus a defined pension plan.
- Comprehensive benefits including Medical, Dental, and Vision coverage.
- Employee Activity Groups that foster a sense of belonging and teamwork.
- Tuition Reimbursement and School Loan Repayment plans for Full-Time employees.
- Gym Reimbursement and Employee Wellness time off to support your health and wellness.
- Flexible PTO options that include vacation payout and sick time incentive payouts.
- Discounts on Employee Loans to help you create financial success.
- Supplemental Benefits such as Pet Insurance, Legal plan, and AFLAC plans.
- A CEO with brilliant vision and aspiration.