Associate General Counsel - Mortgage Servicing Compliance
What You Will Be Doing
Providing expert legal and regulatory guidance to our mortgage loan servicing division, ensuring adherence to all applicable federal, state, and local laws and regulations.
Interpreting complex legislation and regulations affecting mortgage lenders and servicers, including but not limited to TILA, RESPA, ECOA, FCRA, FDCPA, and state-specific servicing requirements.
Developing, implementing, and maintaining robust compliance policies and procedures for servicing operations.
Reviewing and advising on business relationships with vendors, with a focus on compliance and servicing-related agreements.
Conducting in-depth legal research on unique legal and compliance issues impacting the organization, particularly within the servicing landscape.
Keeping abreast of legislative, regulatory, and judicial changes that may affect the Company's servicing and compliance functions, and advising leadership on potential impacts and necessary adjustments.
Providing comprehensive legal and compliance training to Company team members, with an emphasis on servicing regulations and best practices.
Assisting with regulatory examinations, audits, and responses to regulatory inquiries related to servicing and compliance.
Managing and advising on legal disputes, litigation, and enforcement actions pertaining to mortgage servicing.
Must Have Qualifications
Michigan bar licensed attorney
5+ years of experience performing corporate legal work, with significant experience in mortgage loan servicing and/or regulatory compliance within the financial services industry.
Demonstrated expertise in federal and state mortgage servicing regulations.
Strong leadership and communication skills, with the ability to effectively translate complex legal concepts to business stakeholders.
Effective planning, organizational, and project management skills.
Ability to manage multiple projects and tasks effectively in a fast-paced environment.
High level of attention to detail and accuracy in legal analysis and documentation.
Excellent written and verbal communication skills.
Ability to work independently and collaboratively within a team-based environment.
Critical thinking, analytical, and problem-solving skills.
Self-motivated with a strong drive to ensure regulatory adherence and mitigate risk.