Associate, Credit
About the role
MUFG is seeking a Credit Associate to join their team in Taiwan. The role involves facilitating the credit approval process, undertaking meticulous credit analysis, and upholding rigorous risk management standards across an extensive portfolio of corporate clients.
Responsibilities
- Gather essential financial data from corporate clients
- Perform thorough analyses using advanced modelling techniques
- Compose comprehensive reports for new accounts or renewals
- Prepare persuasive deal proposals aligned with strategic priorities
- Work closely with team leaders and Relationship Managers to realize profit objectives
- Deliver exemplary service to both internal and external stakeholders
- Engage with Compliance and KYC teams to ensure regulatory compliance
- Secure requisite internal approvals for new transactions, account openings, renewals, and product delivery within stipulated timelines
- Exercise vigilant control over credit risk across the client portfolio
- Conduct regular credit analyses, prepare Borrower Rating Reviews, and report findings expeditiously
- Absorb and interpret financial statements and company accounts in partnership with Relationship Managers
- Participate in relevant committees to provide further insights or information on financial modelling
- Aid senior staff in elevating the quality of credit applications, monitoring processes, disseminating policy updates, preparing presentation materials for clients, supporting departmental projects as directed by management, and assisting audits through documentation preparation
Requirements
Practical experience in scrutinising financial statements and constructing detailed reports that inform strategic direction. A degree qualification provides a robust academic foundation. At least 5 years’ experience within the financial or banking sector. Demonstrated analytical aptitude enabling you to interpret intricate data sets effectively and compose lucid, insightful reports that inform prudent decision-making. Exceptional communication skills allowing you to present technical information persuasively when supporting recommendations or influencing outcomes among stakeholders. Experience or substantial knowledge in developing data models and projections that underpin rigorous financial analysis for corporate banking transactions. Comprehensive understanding of local financial statutes and regulations pertinent to banking operations in Taiwan ensures full compliance throughout all undertakings. Proficiency in English equips you to interact confidently with international counterparts and prepare documentation suitable for global scrutiny.
Qualifications
A degree qualification provides a robust academic foundation.
Skills
Practical experience in scrutinising financial statements and constructing detailed reports that inform strategic direction. A degree qualification provides a robust academic foundation. At least 5 years’ experience within the financial or banking sector. Demonstrated analytical aptitude enabling you to interpret intricate data sets effectively and compose lucid, insightful reports that inform prudent decision-making. Exceptional communication skills allowing you to present technical information persuasively when supporting recommendations or influencing outcomes among stakeholders. Experience or substantial knowledge in developing data models and projections that underpin rigorous financial analysis for corporate banking transactions. Comprehensive understanding of local financial statutes and regulations pertinent to banking operations in Taiwan ensures full compliance throughout all undertakings. Proficiency in English equips you to interact confidently with international counterparts and prepare documentation suitable for global scrutiny.
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Benefits
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Pay
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Benefits
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