Associate Banker I- Eatontown, NJ (40 hours) Bilingual Spanish/Port+
Work Location: Eatontown, New Jersey, United States of America. 40 hours per week.
About the role
This role plays a vital role in bringing TD's human, relationship-driven banking experience to life. As a trusted guide for our clients, you will deliver everyday banking with accuracy, confidence, and clarity while helping clients feel informed, supported, and empowered to achieve their financial goals. You will uphold TD's strong risk and regulatory standards.
Responsibilities
- Serve as the first point of contact and hospitality ambassador for clients, seamlessly guiding traffic flow while delivering a high-touch client experience.
- Deliver accurate, efficient everyday banking transactions while deepening relationships by proactively identifying needs and opportunities to help clients reach their financial goals.
- Refer clients to appropriate partners to help achieve their financial objectives.
- Engage clients with professionalism, focusing on educating them about products and self-serve solutions. Use insights to recommend solutions that turn routine transactions into meaningful moments.
- Demonstrate knowledge of basic banking products and services to evaluate and recommend client solutions using available tools and resources.
- Perform a broad range of client transactions and multi-step activities within established financial limits.
- Identify and assess client problems in straightforward situations using standard procedures; escalate non-standard issues internally.
- Orchestrate the overall client experience by managing client flow (in-person and phone), serving as the first point of contact for inquiries, issue resolution, and referrals.
- Act as a hospitality ambassador, delivering consistent, relationship-driven client experiences aligned with TD’s service strategy.
- Create personalized, client-first interactions that establish trust and strengthen ongoing relationships.
- Balance client needs with sound judgment, policy adherence, and risk awareness to ensure compliant and responsible outcomes.
- Proactively educate clients on banking products, services, and digital capabilities to enhance convenience, save time, and support financial well-being.
- Connect clients to specialists as needed to help them achieve long-term goals.
- Advocate for clients by demonstrating empathy, integrity, and a long-term perspective in all interactions.
- Maintain compliance when completing operational activities in accordance with company guidelines and regulations to minimize risk and protect clients.
- Act as a trusted first point of contact in safeguarding the integrity of client relationships by complying with AML laws and regulatory requirements.
- Accurately verify client identification, maintain data integrity, and follow established authentication and documentation standards.
- Identify potential discrepancies, material changes, or risk indicators and escalate appropriately in accordance with policy and procedure.
- Act in accordance with TD's code of conduct and ethical standards in every decision.
- Complete required training and continuously strengthen risk and compliance knowledge.
- Contribute to a positive work environment by aligning with TD’s Model, Brand, and Culture as a fully participating team member.
- Take accountability for outcomes and performance by engaging in development activities and proactively sharing insights, lessons learned, and best practices across the team.
- Embrace different perspectives, backgrounds, and experiences to foster a growth mindset.
- Collaborate with team members to contribute to the success of the team and organization.
Requirements
- High school diploma or GED.
- 1 year of demonstrated experience working with clients (volunteering, education, or military experience included).
- Teller or cash-handling experience in a client-facing or financial institution preferred.
- Ability to work during operating hours, including evenings, weekends, and holidays as scheduled.
- Ability to complete required job-related training upon hire.
- Strong organizational skills to handle multiple tasks in a fast-paced environment.
- Excellent communication skills with the ability to be concise, clear, and consistent.
- Demonstrated effective problem-solving skills.
- Demonstrated ability to schedule and prioritize work.
- Demonstrated ability to work independently and within deadlines.
- Sound judgment in decision-making and problem-solving.
- Proficient in Microsoft Office.
- Notary License preferred.
Physical Requirements
- Domestic Travel: Occasional (1-33%)
- International Travel: Never (0%)
- Performing sedentary work: Frequent (34-66%)
- Performing multiple tasks: Continuous (67-100%)
- Operating standard office equipment: Continuous (67-100%)
- Responding quickly to sounds: Continuous (67-100%)
- Sitting: Occasional (1-33%)
- Standing: Continuous (67-100%)
- Walking: Occasional (1-33%)
- Moving safely in confined spaces: Occasional (1-33%)
- Lifting/Carrying (under 25 lbs.): Occasional (1-33%)
- Lifting/Carrying (over 25 lbs.): Occasional (1-33%)
- Squatting: Occasional (1-33%)
- Bending: Occasional (1-33%)
- Kneeling: Occasional (1-33%)
- Crawling: Occasional (1-33%)
- Climbing: Occasional (1-33%)
- Reaching overhead: Occasional (1-33%)
- Reaching forward: Occasional (1-33%)
- Pushing: Occasional (1-33%)
- Pulling: Occasional (1-33%)
- Twisting: Occasional (1-33%)
- Concentrating for long periods of time: Continuous (67-100%)
- Applying common sense to deal with problems involving standardized situations: Continuous (67-100%)
- Reading, writing, and comprehending instructions: Continuous (67-100%)
- Adding, subtracting, multiplying, and dividing: Continuous (67-100%)
Pay
$21.50 - $26.75 USD per hour. TD is committed to providing fair and equitable compensation opportunities. The base pay offered may vary based on skills, experience, job-related knowledge, geographic location, and other business and organizational needs.
Benefits
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. It includes:
- Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan).
- Health and well-being benefits.
- Savings and retirement programs.
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO).
- Banking benefits and discounts.
- Career development and reward and recognition programs.
We provide training and onboarding sessions to ensure success in your new role. TD is committed to your development through regular career and performance conversations, access to online learning platforms, and mentoring programs.