Asset Quality Reporting Analyst

About the role

The primary responsibility of this position is to develop, analyze, and maintain credit risk management reporting to aid in the evaluation of all risk associated with the credit portfolio. The incumbent in this position has a solid understanding of loan asset management principles, is fluent in all loan asset class details, and creates and maintains nearly all credit risk-related reporting that is reviewed by management, senior leadership, the Board of Directors and regulators.

Responsibilities

• Develops, produces, analyzes, and validates integrity of credit risk reports through analytical review and quality control measurements.
• Collaborates with business units to compile and compute risk factors that inform management of potential credit risks and participates in tracking and reporting of Key Performance Indicators, such as metrics pertaining to asset performance, asset quality, risk management, compliance, and portfolio diversification.
• Creates, validates and distributes comprehensive Power BI reports to internal management and/or other stakeholders, which are used to understand credit risk build-up within the portfolio, generate insights and identify trends related to credit risk and asset quality.
• Performs ad hoc analyses and collaborates with business units to enhance their capabilities in credit risk reporting; assist business units to amend reporting as needed to ensure accuracy across the organization.
• Develops, updates, and delivers reports in response to regulatory and audit requests as required, ensuring adherence to existing policies and procedures, and supports the Accounting group with Call Report information.
• Ensures adherence to relevant regulations and industry standards related to loan portfolio asset management and financial reporting.

Requirements

• Works with Loan Operations, IT, and Data Office to manage a credit risk-specific database which is relied upon in internal and external reporting processes.
• Identify and update the credit risk-specific database to reflect accurate information.
• Ensures database is auditable by internal and external audit teams.

Qualifications

• Bachelor's Degree or the equivalent experience in Business Administration or other applicable fields.
• 5 or more years of Credit, Risk Management or Loan Portfolio analytics with statistical analysis.

Skills and Abilities

• Ability to think independently and promptly address and/or resolve problems.
• Strong analytical skills and attention to detail.
• Ability to build queries, interpret complex data and provide actionable insights.
• Familiarity with credit risk modeling and forward-looking metrics.
• Ability to present findings clearly and effectively to various stakeholders.
• Proficient with Excel and various structured query languages.
• Knowledge of Python, Azure, and/or Power BI (Preferred).
• Knowledge of bank loan servicing software (Preferred).

Pay

$72,500.00 - $120,800.00 annually.

Schedule

This role is a full-time career opportunity that can be remote.