AR Credit Analyst

Responsibilities

• Analyze financial data and review financial statements to determine creditworthiness.
• Calculate financial ratios using computer programs to evaluate financial health.
• Make recommendations for loan approvals, denials, or interest rate changes.
• Prepare reports summarizing a customer's financial health and lending risk.
• Monitor compliance with bank policies and guidelines.
• Aid with company and client audits.
• Communicate with customers to resolve complaints and verify financial transactions.

Essential Skills

• Proficiency in credit analysis.
• Experience in accounts receivable and collections.
• Ability to perform reconciliations and cash applications.
• Knowledge of credit risk and credit management.
• Experience in B2B collections.

Additional Skills & Qualifications

• Minimum of 3+ years of Credit Analyst experience.
• 2+ years of experience in construction-related credit (B2B).
• Experience managing high volume/high stress portfolios (1000 applications/month).
• 1+ years of experience with Excel.
• 1+ year of experience navigating multiple ERP systems in a single role.

Work Environment

• The position is fully onsite with working hours from 8 AM to 5 PM.
• The role involves managing a high volume of applications in a high-pressure environment.
• This is an open-ended contract position based out of Phoenix, AZ.

Job Type & Location

This is a Contract position based out of Phoenix, AZ.

Pay And Benefits

The pay range for this position is $25.00 - $29.00/hr.

Requirements

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment.

About the Role

As an AR Credit Analyst, you will be responsible for analyzing financial data, reviewing financial statements, income, and cash flow to assess a customer's creditworthiness. You will use computer programs to calculate financial ratios, such as debt-to-income, to evaluate financial health and make recommendations regarding loan approvals, denials, or interest rate changes.

Qualifications

• Minimum of 3+ years of Credit Analyst experience.
• 2+ years of experience in construction-related credit (B2B).
• Experience managing high volume/high stress portfolios (1000 applications/month).
• 1+ years of experience with Excel.
• 1+ year of experience navigating multiple ERP systems in a single role.

Benefits

• Medical, dental & vision coverage.
• Critical Illness, Accident, and Hospital coverage.
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available.
• Life Insurance (Voluntary Life & AD&D for the employee and dependents).
• Short and long-term disability coverage.
• Health Spending Account (HSA).
• Transportation benefits.
• Employee Assistance Program.
• Time Off/Leave (PTO, Vacation or Sick Leave).

Company Information

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

Equal Opportunity Employer

We are an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance

Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.