Analyst, Underwriter – Asset Based Finance

Job Responsibilities

• Work directly with PM to underwrite, risk assess and analyze asset-based finance, asset-based lending and corporate lending transactions.
• Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management.
• Analyze new prospects for credit quality including financials and projections.
• Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
• Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
• Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
• Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.

Qualifications

• 5+ years direct experience in credit, underwriting, and structuring of asset based and corporate lending transactions.
• Familiarity with asset-based finance, asset-based lending across broad industries, including specific sector risks and nuances.
• Significant market knowledge of balance sheet and off-balance sheet structures.
• Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.).
• Able to produce excellent underwriting work product with detailed up/down analysis.
• Analytical Thinking.
• Attention to Detail.
• Financial Analysis.
• Underwriting.
• Portfolio Management.
• Prioritization.