Analyst, Specialty Underwriting and Portfolio Manager - CRE

About the role

The Underwriting and Portfolio Management organization works with internal partners to underwrite new transactions and manage the existing portfolio of loans. This role supports the REIF/Real Estate Fund Finance Group within Commercial Real Estate.

Responsibilities

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls
• Thoroughly analyze financial data and identify risks and mitigation strategies
• Create financial models with minimal guidance; understand model mechanics and consider overrides or exceptions
• Develop appropriate loan structures considering collateral and borrower valuation
• Write and prepare major portions of the credit approval document; contribute meaningfully to internal meetings
• Coordinate and complete closing process requirements
• Shadow more senior underwriters on reviewing and negotiating legal documentation
• Communicate effectively with all external constituents; demonstrate urgency in meeting client requests
• Prepare term sheets, commitment letters, and fee letters with guidance; gain a basic understanding of credit documents
• Take on responsibility for managing a portfolio of existing customers with minimal supervision
• Analyze and determine upgrades or downgrades to risk ratings
• Evaluate and ensure compliance with credit policies and procedures for existing accounts
• Escalate and resolve problem accounts in partnership with other teams and specialists
• Build relationships across functions and businesses to foster collaboration
• Mentor and train rotational analysts and new hires
• Engage in internal initiatives to ensure efficient business operations

Requirements

• Bachelor's Degree or equivalent military experience
• At least 2 years of experience in credit underwriting, portfolio management, or commercial real estate
• Preferred qualifications include a Bachelor's Degree in Accounting, Finance, or related field, completed coursework or training in commercial real estate and credit risk management, fluency in Microsoft Office or Google Suite, and previous experience in underwriting or portfolio management

Qualifications

• Bachelor's Degree or equivalent military experience
• At least 2 years of experience in credit underwriting, portfolio management, or commercial real estate
• Preferred qualifications include a Bachelor's Degree in Accounting, Finance, or related field, completed coursework or training in commercial real estate and credit risk management, fluency in Microsoft Office or Google Suite, and previous experience in underwriting or portfolio management

Skills

• Advanced credit risk management skills
• Financial analysis and modeling
• Collaboration and relationship building
• Communication and client service
• Problem-solving and decision-making

Benefits

Comprehensive, competitive, and inclusive benefits package including health, financial, and other support programs.

Pay

Salaries for this role vary by location, ranging from $119,400 - $149,800 annually for Analyst, Specialty Underwriter & Portfolio Manager positions in Cambridge, MA, Charlotte, NC, and McLean, VA. Performance-based incentive compensation may also be available.

Schedule

Full-time position.