Analyst, Specialty Underwriting and Portfolio Manager - CRE

About the role

The Underwriting and Portfolio Management organization works closely with internal partners to underwrite new transactions and manage the existing portfolio of loans. This role supports the REIF/Real Estate Fund Finance Group within Commercial Real Estate.

Responsibilities

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls
• Thoroughly analyze financial data; identify risks, disparities, and creative mitigation strategies
• Create financial models with minimal guidance; understand model mechanics and consider overrides or exceptions
• Develop appropriate loan structures considering collateral and borrower valuation
• Write and prepare major portions of the credit approval document; contribute meaningfully to internal meetings
• Coordinate and complete closing process requirements
• Shadow more senior underwriters on reviewing and negotiating legal documentation
• Communicate effectively with all external constituents; prioritize meeting client requests
• Prepare term sheets, commitment letters, and fee letters with guidance; gain a basic understanding of credit documents
• Manage a portfolio of existing customers with minimal supervision; take on more complex or higher volume accounts
• Conduct annual reviews and modifications independently; monitor and adjust risk ratings
• Evaluate and report on portfolio data; ensure compliance with credit policies and procedures
• Escalate and resolve problematic accounts in collaboration with other teams and specialists
• Mentor and train rotational analysts and new hires
• Engage in internal initiatives to enhance business operations and efficiency

Requirements

• Bachelor's Degree or equivalent military experience
• At least 2 years of experience in credit underwriting, portfolio management, or commercial real estate
• Preferred qualifications include a Bachelor's Degree in Accounting, Finance, or related field, completed coursework or training in commercial real estate & credit risk management, fluency in Microsoft Office or Google Suite, and previous experience in underwriting or portfolio management

Qualifications

• Advanced skills in credit risk management
• Ability to identify and escalate trends or anomalies on individual deals or within the portfolio
• Strong analytical and communication skills
• Experience with financial modeling and credit documents
• Effective coordination and negotiation abilities
• Strong relationship-building and mentoring skills

Skills

• Advanced credit risk management skills
• Financial analysis and modeling
• Collaboration and communication
• Legal document preparation
• Portfolio management
• Relationship building
• Mentoring

Benefits

Comprehensive, competitive, and inclusive benefits package including health, financial, and other support programs.

Pay

Salaries range from $119,400 - $149,800 annually, depending on location and experience. Performance-based incentive compensation may include cash bonuses and/or long-term incentives.

Schedule

Full-time position with eligibility for performance-based incentive compensation.