Ag Banking/Branch Manager

Responsibilities

• Loan origination, identify financing needs, gather client information, and recommend appropriate loan products.
• Develop new business by contacting prospects while making sound decisions and exhibiting good credit judgment.
• Negotiate rates and terms of loans with clients and management within set guidelines.
• Develop and execute strategies to increase branch profitability.
• Lead the branch team and develop an atmosphere of teamwork, open communication, unity and actively mentor staff.
• Build long-term relationships with colleagues, clients, vendors, stakeholders and participate in community networking groups.
• Maintains a working knowledge of State and Federal banking regulations and enforces branch compliance with applicable regulations, laws, and guidelines.
• Manage loan portfolios and process both large and complex loans based on loan policies and procedures, which may include assisting with underwriting and execution of loans.
• Ensures that the branch achieves budgeted performance for earnings, asset quality, and growth in deposits, and non-interest income.
• Support the banks strong relationship banking culture through ongoing client contact, high-quality client service and product knowledge.

Requirements

• Bachelor’s degree in Business, Finance, Accounting, Agribusiness, or related field.
• Minimum of five years’ experience in agricultural lending including experience working with farm financials, FSA guaranteed loans, or agribusiness operations.
• Strong understanding of financial statements and assessing repayment capacity.
• Knowledge of loan policies and lending regulations including but not limited to FDIC and Farm Credit guidelines.
• Strong written and verbal communication skills.
• Problem solving, ability to structure creative financing solutions with high level of accuracy and timeliness.
• Technology proficiency with loan software, spreadsheets, and CRM tools.
• Ability to build relationships and provide exceptional customer service.
• Demonstrate professionalism in working with the community and all levels of management.
• Ability to maintain discretion and confidentiality.

Benefits

Excellent benefits package including competitive salary, 401(k), health, life, dental, vision insurance.