ACH Supervisor
PeoplesBank · Holyoke, MA · 1 mo ago
HybridManagementFull-time
Essential Duties And Responsibilities
- Perform daily ACH processing functions including origination, exception handling, returns, reversals, notifications, of change (NOCs), and file monitoring.
- Review and approve ACH transactions and files in accordance with dual-control and risk management procedures.
- Monitor ACH activity for accuracy and compliance with NACHA rules and bank policies.
- Process complex or escalated ACH items, research request and exception cases that align with outlines SLA’s.
- Ensure timely processing within the ACH network deadlines and bank service levels.
- Assist with balancing, reconciliation, and settlement processes across other business lines.
- Serve as subject matter expert and resource for ACH operations and regulatory guidance.
- Provide day-to-day supervision and workflow coordination for ACH team members.
- Train, coach, and mentor staff to enhance knowledge productivity, and performance.
- Conduct quality reviews and provide feedback to ensure operational accuracy and consistency.
- Develop individual and team goals that align with strategic initiatives.
- Support staffing coverage and workload distribution to meet operational demands.
- Identify opportunities to improve efficiency, automation, and service quality.
- Maintain accurate procedure repository that align with day-to-day processing and handling.
- Collaborate with other business lines to reach strategic, division, and department goals.
Education And Experience
- High school diploma or equivalent required / additional education preferred
- Three to Five years of ACH or electronic payment experience required; or combination of education and training
- Leadership or supervisory experience required
Skills Required
- Strong knowledge of NACHA Operating Rules and ACH processing workflows
- Understanding of banking regulations impacting electronic payments
- Ability to manage multiple priorities and deadline driven environments
- High attention to detail and risk awareness
- Excellent communication, coaching abilities and problem-solving skills
- Computer/Technical Skills Knowledge of MS Office Suite (PowerPoint, Word, Access)
- Proficient Excel skills required
- ACH Certification (AAP) required
Work Environment And Physical Demands
- The working conditions and physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.
- Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
- While performing the duties of this job, the associate is regularly required to sit, use hands to sort, write and keyboard, and to listen and speak.
- The associate is frequently required to reach, walk, stoop, crouch.
- The associate is occasionally required to stand, lift, bend, drive and travel.