ACH Operations Analyst

Main Job Tasks And Responsibilities

• ACH origination and compliance monitoring.
• Balance cash letter and bank cash daily.
• Collection items processing.
• Customer Service support.
• Ability to balance debit card activity.
• Making sure Deposit related retention and compliance are up to date.
• New deposit account opening and special item processing as needed.
• Online and mobile banking monitoring and support.
• Perform daily and monthly reconcilements.
• Process daily overdrafts based on the banker’s decision, and work through any adjustments or chargebacks.
• Process garnishments as directed by Legal/Compliance.
• Process Reg D Letters.
• Settle the bank funds daily.
• Year-end processing and compliance.
• Maintain a working knowledge of all compliance regulations and ensure the bank adheres to said regulations.
• Aid Bank Operations and Branch Administration as needed and as directed by management.
• Additional responsibilities and duties as directed by Leadership.

Education And Experience

• A high school diploma with experience in banking industry or related field preferred.
• ACH experience and Deposit/Bank Operations experience preferred.
• Working Knowledge and understanding of all banking regulations.

Key Competencies

• Accurate typing, spelling and grammar skills.
• Superior written and oral communication skills.
• The ability to set priorities and meet deadlines.
• The ability to define problems and take initiative to propose practical solutions.
• Strong communication, leadership, and attention to detail.
• The ability to communicate and build rapport with others in core departments and with internal and external business partners.
• The ability to take initiative, organize and prioritize daily responsibilities, and meet established deadlines.
• The ability to work overtime if/when needed.