Jobs · Finance · Maryland

2027 Investment Banking Summer Analyst (Baltimore, MD)

Citizens · Baltimore, MD · 1 mo ago
Finance$41/hrFull-time
We need to output HTML fragment with sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title. Remove boilerplate, navigation, EEO, etc. Keep substantive info. Let's parse the description. Key info: - Program: Citizens Capital Markets & Advisory 2027 Investment Banking Summer Analyst Program - Duration: 10 weeks - Start Date: June 2027 - Internship Program Overview: description about working with team, preparing, analyzing, executing investment banking transactions, primarily U.S. middle market. Primary method of sourcing full-time IB Analyst candidates. Assigned to active and prospective engagement teams, gaining exposure, growing professionally. - Opportunity Overview: M&A – Baltimore, MD. Description of team, focus on Downstream Energy & Convenience Retail industries, leading M&A advisory group, interns contribute to live/prospective transactions: preparing marketing materials, conducting industry research, performing detailed financial analyses. Hands-on experience, close collaboration, mentorship. - M&A – Richmond, VA. Similar description with focus on DER and Outdoor Recreation & Marine industries, leading M&A advisory group, interns contribute similarly, hands-on experience, mentorship. - Responsibilities: Shared responsibilities across all CM&A functions include: Financial Analysis: Financial modeling, comparable company and transaction analyses, leveraged buyout, and other valuation analyses. Preparing Information Memoranda and Transaction Documents: Draft key marketing and transaction-related documents. Supporting Team Members: Develop new business ideas, pitch strategies, or transaction structuring scenarios to help clients achieve their strategic objectives. Preparing Pitch/Business Origination Materials and Presentations: Develop and assemble pitches and presentations and be an integral part of delivering these presentations. - Preferred Qualifications: Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration. Current students enrolled in an undergraduate or graduate program, graduating between Winter 2027 – Spring 2028. Minimum GPA of 3.2; Preferred cumulative GPA of 3.5. Please include your cumulative GPA on your resume. Relevant work experience, leadership experience and coursework in Finance, Accounting or Economics is preferred but all majors considered. Strong analytical skills and software skills: Proficiency in MS Office (Word, Excel, PowerPoint) required. Please note that permanent work authorization in the United States is required. This position is not eligible for CPT, OPT, or visa sponsorship now or in the future. - Preferred Skills And Attributes: Intelligent, resourceful, professional, clear communicator, excellent attention to detail, self-starter, intellectual curiosity, strong work ethic, team player, high degree of humility, maturity, and integrity, ability to manage multiple projects simultaneously, efficient, adaptable, and strategic in time-sensitive situations, leadership. - Additional Resources: link. - Pay Transparency: This position offers $41/hr as a hourly rate. Since this a temporary position, you are not eligible to participate in the Citizens colleague benefits program. Accordingly, you will not be eligible to participate in the Citizens health and welfare plans, savings and investment plans, or discretionary award plans or any other Citizens benefit plans or programs, except as otherwise required by law. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. - Equal Employment Opportunity boilerplate (remove). - Why Work for Us: description about culture, supportive workforce, training, tools. - Posting End Date: 09/26/2026 (metadata, maybe drop or short p). We need sections: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must include only sections with real specific content. Let's map: - About the role: Could be the Internship Program Overview and Opportunity Overview (description of role). That's substantive. - Responsibilities: we have explicit responsibilities list. - Requirements: Could include eligibility: current students graduating Winter 2027 – Spring 2028, permanent work authorization required, not eligible for CPT/OPT/visa sponsorship, video interview assessment within 4 days, etc. Also maybe minimum GPA? That's more qualifications. - Qualifications: Minimum GPA 3.2, preferred cumulative GPA 3.5, relevant work experience, leadership experience, coursework in Finance, Accounting or Economics preferred but all majors considered, strong analytical skills, proficiency in MS Office required. - Skills: Preferred Skills And Attributes list. - Benefits: The posting says not eligible for benefits program; but that is a statement about benefits. However it's not a benefit offered; it's a lack. The rule: never create Benefits section unless posting actually states them. It does state that you are not eligible to participate in benefits program. That's still a statement about benefits (lack). Should we include? The instruction: "never create Pay/Schedule/Benefits sections unless the posting actually states them." It does state something about benefits (that you are not eligible). So we could include a Benefits section with that statement. However we should avoid filler like "not specified". This is specific: you are not eligible to participate in the Citizens colleague benefits program; you will not be eligible to participate in health and welfare plans, etc. That's substantive. So include Benefits. - Pay: The posting states $41/hr hourly rate. So include Pay. - Schedule: Not explicitly stated besides duration 10 weeks, start date June 2027. That could be considered schedule? The rule: only create Schedule section if posting actually states them. It does state duration and start date, which is schedule info. So we could include Schedule with duration and start date. We must not repeat job title as heading. Use

for section headings. We must use
  • for any list of duties/requirements/benefits, and

    for prose. We must preserve ALL substantive information; do not invent or summarize away detail. We must remove boilerplate: EEO, Why Work for Us? maybe keep? It's not required but could be considered substantive? It's about culture; but it's not a standard section; we could incorporate into About the role? But we should not create extra sections not listed. The instruction says prefer a few substantive sections over many thin ones. We could include Why Work for Us as part of About the role? But we have to follow the given headings list; we can only use those headings. If we include content not under those headings, we would need to put it somewhere else, maybe as a

    under About the role. That's okay. We must not include navigation, cookie, legal, EEO, scam-warning, duplicated lines, application instructions. The "Additional Resources Click here for more information..." is application instruction? It's a link; maybe we can drop as it's application instruction. The posting end date is metadata; we can drop or put in short p. We must not repeat job title as heading; we already won't. Now craft HTML. Structure:

    About the role

    ... (Internship Program Overview + Opportunity Overview details)

    Responsibilities

    • Financial Analysis: Financial modeling, comparable company and transaction analyses, leveraged buyout, and other valuation analyses.
    • Preparing Information Memoranda and Transaction Documents: Draft key marketing and transaction-related documents.
    • Supporting Team Members: Develop new business ideas, pitch strategies, or transaction structuring scenarios to help clients achieve their strategic objectives.
    • Preparing Pitch/Business Origination Materials and Presentations: Develop and assemble pitches and presentations and be an integral part of delivering these presentations.

    Requirements

    • Must successfully complete a video interview assessment within 4 days of receiving the link; failure to do so results in automatic withdrawal of application.
    • Current students enrolled in an undergraduate or graduate program, graduating between Winter 2027 – Spring 2028.
    • Permanent work authorization in the United States is required; this position is not eligible for CPT, OPT, or visa sponsorship now or in the future.

    Qualifications

    • Minimum GPA of 3.2; preferred cumulative GPA of 3.5 (please include your cumulative GPA on your resume).
    • Relevant work experience, leadership experience, and coursework in Finance, Accounting, or Economics is preferred, but all majors are considered.
    • Strong analytical skills and proficiency in MS Office (Word, Excel, PowerPoint) required.

    Skills

    • Intelligent, resourceful, professional, clear communicator, excellent attention to detail, self‑starter, intellectual curiosity, strong work ethic, team player, high degree of humility, maturity, and integrity.
    • Ability to manage multiple projects simultaneously, efficient, adaptable, and strategic in time‑sensitive situations.
    • Leadership.

    Benefits

    As a temporary position, interns are not eligible to participate in the Citizens colleague benefits program, including health and welfare plans, savings and investment plans, discretionary award plans, or any other Citizens benefit plans or programs, except as otherwise required by law.

    Pay

    This position offers an hourly rate of $41/hr.

    Schedule

    The internship lasts 10 weeks, with a start date in June 2027.

    We should also include maybe the location info (Baltimore, MD; Richmond, VA) inside About the role. We need to preserve all substantive information: we have included program overview, opportunity overview details, responsibilities, requirements, qualifications, skills, benefits, pay, schedule. We omitted the "Why Work for Us" and "Additional Resources" and "Posting End Date". Also omitted the duplicate lines about mentorship etc? We included mentorship in About the role? Not yet. We should include mention of mentorship program and hands-on experience, close collaboration, etc. Let's incorporate into About the role. Let's craft About the role paragraph: "Through a 10‑week internship program starting June 2027, Summer Analysts work closely with junior and senior professionals on the Capital Markets & Advisory team to prepare, analyze, and execute investment banking transactions, primarily within the U.S. middle market. The program is the primary pipeline for full‑time Investment Banking Analyst roles. Interns are assigned to active and prospective engagement teams, gaining day‑to‑day exposure to investment banking and professional development in a fast‑paced environment. Opportunities are available in the M&A groups in Baltimore, MD (focus on Downstream Energy & Convenience Retail) and Richmond, VA (focus on Downstream Energy & Convenience Retail and Outdoor Recreation & Marine). Interns contribute to live and prospective transactions by preparing marketing materials, conducting industry research, and performing detailed financial analyses, while benefiting from hands‑on experience, close collaboration with full‑time Analysts and Associates, and a dedicated mentorship program." That covers. Now ensure we didn't miss any substantive info: The description also mentions "Our investment banking team is the leading M&A advisory group in the U.S. to companies in the fuels, convenience retail and propane industries." That's part of opportunity overview; we could include that. Let's incorporate. Add: "The Baltimore and Richmond teams are the leading M&A advisory groups in the U.S. for companies in the fuels, convenience retail, and propane industries." Also mention "Summer Analysts play an integral role supporting our high‑performing team of eleven senior bankers and twelve junior professionals (Baltimore) and thirteen senior bankers and fourteen junior professionals (Richmond)." Might be too detailed but it's substantive. We could include. But we must not invent or summarize

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