Wholesale Credit Risk Product Developer – Assistant Vice President

Responsibilities

• Lead the end-to-end product development lifecycle for wholesale credit risk solutions — from business case and requirements definition through to release planning, delivery, and post-launch tracking.
• Define and maintain a clear product vision and roadmap, aligning priorities with business objectives, regulatory requirements, and investment planning.
• Translate market trends, client needs, and industry research into actionable product enhancements across data analytics, reporting, CRM, trade workflows, and trade processing platforms.
• Partner with Sales, Technology, and Business Management teams to scope product releases, agree on delivery priorities, and champion the product within the user community.
• Create detailed project plans, business requirements documents, and technical specifications that enable accurate and efficient product execution.
• Engage directly with business managers and senior leaders to understand long-term strategic goals and incorporate them into the product and solutions roadmap.
• Maintain a strong focus on governance and controls, conducting access reviews, approvals, and controls testing to ensure products meet compliance and risk standards.

Requirements

• 5+ years of experience in product development, with direct involvement in end-to-end project delivery within financial services or a related field.
• Demonstrated ability to structure complex problems, develop solutions, and drive measurable outcomes across cross-functional teams.
• Skilled in data analysis and business analysis, including troubleshooting data quality issues and conducting exploratory analysis of large business datasets.
• Proficiency with analytical tools such as Qlikview, Tableau, or Microsoft Access to support data investigations and management reporting.
• Strong project management capability, with experience leading large-scale, cross-functional initiatives from initiation through to delivery.
• Excellent communication and stakeholder engagement skills, with the ability to collaborate effectively across distributed global teams and present clearly to senior leadership.
• Bachelor's degree or equivalent professional experience.

Qualifications

• Experience in wholesale lending or wholesale credit risk environments, with familiarity of the associated products, processes, and regulatory landscape.
• Hands-on experience working with AI tools in a product or analytical context, with an interest in applying emerging technologies to financial services solutions.
• Familiarity with product development methodologies (e.g., Agile, Scrum) and their practical application in a financial services setting.
• Experience coaching or mentoring junior team members, with a natural inclination to share knowledge and support team development.

Benefits

At Citi, you'll join a global team where your work has real impact — shaping products used by clients and colleagues across the world. We invest in our people through meaningful development opportunities, a collaborative culture, and a range of benefits designed to support you at every stage of your career and life.

Hybrid working model — 3 days in the office and 2 days working remotely, giving you flexibility without sacrificing collaboration.

Significant influence over product strategy and delivery, with the autonomy to shape solutions that matter at a global scale.

Access to learning and development programs that support your growth as a product professional in financial services.

Exposure to senior leadership and cross-functional teams across Sales, Technology, and Risk — broadening your network and career trajectory.

A culture that values intellectual curiosity, innovation, and continuous improvement — where new ideas are actively encouraged.

Wellbeing and financial benefits designed to support your long-term health, security, and work-life balance.