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Wholesale Credit Risk Execution Platform Vice President

SMBC Group · New York, NY · 3 wk ago
Finance$145k–$196k/yrFull-time

SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history, offering a diverse range of financial services including banking, leasing, securities, credit cards, and consumer finance. The Group operates over 130 offices with 80,000 employees worldwide across nearly 40 countries. In the Americas, SMBC Group provides commercial and investment banking services to corporate, institutional, and municipal clients, connecting them to local markets and an extensive global network.

About the role

The Vice President – Wholesale Credit Risk Execution Platform will lead the delivery, execution, and ongoing enhancement of a centralized credit risk platform supporting CCAR, CECL, and IFRS 9 regulatory and management reporting. The role focuses on translating regulatory and business requirements into scalable data, reporting, and analytics solutions across wholesale credit portfolios, partnering closely with Risk Analytics, Finance, Front Office, Model Risk, and Technology teams.

Responsibilities

  • Lead end-to-end execution of the Wholesale Credit Risk platform supporting CCAR, CECL, and IFRS 9, ensuring consistency across regulatory and management views
  • Own production and analysis of credit risk data, metrics, and reports used for stress testing, allowance, and capital calculations
  • Coordinate delivery of CCAR regulatory submissions (e.g., FR Y 14Q / FR Y 14A) and support CECL and IFRS 9 disclosures, ensuring accuracy, completeness, and audit readiness
  • Partner with Risk Analytics and Modeling teams to operationalize credit risk methodologies, scenarios, and assumptions within the execution platform
  • Work closely with Finance and Accounting teams to align CECL and IFRS 9 reporting outputs with financial disclosures and controls
  • Drive automation and strategic transformation of credit risk execution processes, reducing manual adjustments and operational risk
  • Define and document business requirements for data ingestion, calculation engines, controls, and reporting layers, including dashboards and analytics (e.g., Power BI)
  • Collaborate with Technology teams to build scalable, well-governed data pipelines sourcing from authoritative systems and centralized data platforms (e.g., Lakehouse)
  • Establish strong reconciliations across source systems, risk engines, finance outputs, and regulatory submissions to ensure data integrity
  • Interpret regulatory guidance and supervisory feedback (Federal Reserve and global regulators) and ensure consistent implementation within the execution platform
  • Develop and maintain robust controls, data governance standards, and audit-ready documentation across all production processes
  • Serve as a key point of contact for internal audit, regulatory exams, and senior management on credit risk execution and reporting topics

Requirements

  • 8+ years of experience in Wholesale Credit Risk, Stress Testing, Regulatory Reporting, or Risk Technology execution within a global bank
  • Strong understanding of CCAR stress testing, CECL, and IFRS 9 frameworks and their end-to-end execution requirements
  • Experience supporting regulatory reporting such as FR Y 14Q and FR Y 14A and coordinating regulatory deliverables
  • Solid knowledge of wholesale credit products and portfolios (e.g., corporate, structured finance, trade finance, CRE, leveraged lending)
  • Proven experience driving large-scale reporting and data platform implementations or transformations
  • Strong understanding of risk data architecture, lineage, controls, and BCBS 239 principles
  • Hands-on experience with reporting and analytics tools such as Power BI, SQL-based data platforms, or similar technologies
  • Excellent stakeholder management and communication skills, with the ability to engage senior risk, finance, technology, and regulatory audiences
  • Strong attention to detail, execution discipline, and focus on controls, governance, and data quality
  • Bachelor’s degree in Finance, Mathematics, Engineering, Computer Science, or a related field (advanced degree preferred)

Pay

The anticipated salary range for this role is between $145,000 and $196,000. The specific salary offered will be based on individual qualifications, experience, and geographic market conditions. The role may also be eligible for an annual discretionary incentive award.

Benefits

SMBC offers a competitive portfolio of benefits to its employees.

Schedule

SMBC’s employees participate in a hybrid workforce model, requiring employees to live within a reasonable commuting distance of their office location. Hybrid work schedules will be discussed during the interview process. Certain roles, including FINRA-registered positions, may require full-time in-office attendance.

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