VP - Senior Credit Officer Project Finance

Position Overview

About the role

The incumbent participates in internal and external meetings to support origination efforts, evaluates new business transactions, prepares and presents initial prescreen memos, reviews and challenges project finance models, coordinates diligence and documentation processes, makes recommendations to senior management, and manages the transaction documentation and closing/funding process.

Responsibilities

• Participate in internal and external meetings as needed to support origination efforts.
• Evaluate new business transactions on a timely basis in collaboration with the origination team, focusing on Project Finance transactions within MHCAs strategic focus, such as renewables financing and datacenters.
• Prepare and present initial prescreen memo, including project overview.
• Review project contracts (including PPAs, construction, leasing, concession, O&M agreements) to assess legal, technical, operational, and counterparty risks.
• Review and challenge complex project finance models to test key assumptions, sensitivity, and stress scenarios.
• Carefully coordinate with sponsor contacts, agent banks, external counsel, and other third-party professionals as part of the diligence and documentation processes.
• Prepare the underwriting memorandum, including structural analysis, debt service analysis, summary of key due diligence findings, risks/mitigants, and financial analysis of key project stakeholders.
• Make recommendation to the SVP - Chief Credit Officer – Specialty Finance, EVP – Chief Credit Officer, and other senior management regarding transactions for approval under local delegation, or for their recommendation for approval by International Credit Division of MHC/Tokyo.
• Presentation to local Credit Committee as required.
• Manage the transaction documentation and closing/funding process, ensuring that actual terms and conditions reflect credit approval.
• Proactively monitor borrower financial performance, including financial and reporting covenant compliance, and identify any adverse trends to senior management.
• Prepare periodic rating reviews/updates and assist in internal reporting.
• Maintain awareness of trends across targeted industry sectors to support deal origination.
• Manage Salesforce records and information files for opportunities.

Qualifications

• In-depth knowledge of project finance industry, including expertise in financing of renewables and datacenters.
• Strong credit analysis and financial modeling skills.
• Extensive knowledge of structuring, underwriting, and documentation practices related to Project Finance transactions.
• Advanced technical skills (Excel, PowerPoint, Word, etc.).
• Excellent verbal and written communication skills.
• Adept at working with and presenting to senior level executives.
• Strong interpersonal, organizational, and communication skills.
• Team player with a positive attitude.
• Critical thinker that can look “out of the box” for solutions.
• Time Management: ability to organize and manage multiple priorities and complete on a timely and accurate basis.
• A clear understanding of MHCA’s credit policies and operational procedures.

Education And Experience

• BS in Accounting, Finance or Economics or equivalent experience.
• CFA candidate Level II/III or charter holder preferred.
• Formal credit training, including financial modeling training (project finance).
• Minimum 8-10 years of experience in project finance.

Additional Information

Knowledge of MHCA’s credit policies and operational procedures is essential. Ability to speak to and hear customers and/or other employees via phone or in person is required. Physical demands include digital dexterity and hand/eye coordination in operation of office equipment, light lifting and carrying of supplies, files, etc., and ability to move from one office location to another.

Benefits

• Medical, Dental, and vision plans.
• 401(k) and matching.
• Paid Time Off.
• Company Paid Life Insurance.
• Employee Assistance Program.
• Training and Development Opportunities.
• Employee Discounts.