VP of Lending

Qualifications

• Strong foundation in finance, including financial analysis, risk assessment, and portfolio management skills.
• Expertise in underwriting, with demonstrated ability to evaluate creditworthiness and structure sound lending decisions.
• Experience in consumer lending, including auto, personal, and mortgage loans, and familiarity with related regulatory requirements.
• Proven leadership experience managing lending teams, setting performance goals, and driving operational excellence.
• Ability to develop and implement lending policies, procedures, and strategic initiatives in a regulated environment.
• Excellent communication, negotiation, and relationship-building skills with members, team members, and external partners.
• Bachelor’s degree in Finance, Business, or related field; advanced degree or relevant professional certifications are a plus.
• Minimum of 10 years of progressive lending experience, including significant leadership responsibility.
• Minimum of 5 years of experience managing or leading a lending function within a credit union, bank, or comparable financial institution preferred.
• Knowledge of NCUA regulations and applicable federal and state laws and regulations required.
• Experience working with executive management and Board-level reporting preferred.

Requirements

This role requires a strong foundation in finance, including financial analysis, risk assessment, and portfolio management skills. Expertise in underwriting, with demonstrated ability to evaluate creditworthiness and structure sound lending decisions. Experience in consumer lending, including auto, personal, and mortgage loans, and familiarity with related regulatory requirements. Proven leadership experience managing lending teams, setting performance goals, and driving operational excellence. Ability to develop and implement lending policies, procedures, and strategic initiatives in a regulated environment. Excellent communication, negotiation, and relationship-building skills with members, team members, and external partners. A Bachelor’s degree in Finance, Business, or related field; advanced degree or relevant professional certifications are a plus. Minimum of 10 years of progressive lending experience, including significant leadership responsibility. Minimum of 5 years of experience managing or leading a lending function within a credit union, bank, or comparable financial institution preferred. Knowledge of NCUA regulations and applicable federal and state laws and regulations required. Experience working with executive management and Board-level reporting preferred.

Responsibilities

Manage loan portfolios, monitor loan performance and delinquency trends, and guide lending staff to meet growth and quality targets. Collaborate with executive leadership to set lending goals, develop new loan products, and optimize member experience through efficient processes and competitive offerings. Coach and mentor team members, review complex credit decisions, and represent the lending function in internal and external meetings.