VP Mortgage Officer Ex

About the role

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Office Location: Aledo, Texas, United States.

The incumbent is responsible for providing In‑House Mortgage Loans and Secondary Market Mortgage Loans to consumers, maintaining extensive contacts daily with bank customers, personnel, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys, and other related entities to ensure a competitive product that meets the customer's needs.

Responsibilities

• Proactively solicits new prospects for residential mortgage secondary market loans through contacts and referrals with bank customers, real estate brokers, builders, title companies, private mortgage insurance companies, attorneys and other related entities.
• Conducts interviews with prospective borrowers to analyze financial and credit data and determine customer financing objectives.
• Advises customers of product/pricing policies and guidelines and gathers any additional required information.
• Continuously identifies, develops and maintains a quality network of personal and business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics.
• Participates in job‑specific training and other bank training programs as required.
• Complies with all Federal and State laws and regulations, including BSA, AML, and all bank policies and procedures.
• Other duties as assigned.
• Actively participates in the sales and service culture, supports the organization’s values, and follows established bank policies and procedures.

Requirements

• High school graduate or equivalent.
• Six years of mortgage experience.
• Working knowledge of mortgage lending laws, regulations, and procedures; familiarity with FNMA, FHLMC, FHA, VA regulations and guidelines, and other loan programs.
• Ability to work with little supervision.
• Effective oral communication and interpersonal skills.
• Professional demeanor.