Mortgage Officer

Requirements

This is an opportunity to join a trusted regional bank where relationship-building, community involvement, and customer success are at the heart of what we do. You'll be part of a collaborative team that helps customers navigate important financial decisions while building a rewarding career.

Responsibilities

• Originating quality saleable mortgage loan applications from assigned Dollar Bank branches and various referral sources including, Realtors, financial planners, attorneys, and other professional contacts.
• Enter all data required to complete a residential mortgage application in the loan origination system.
• Provide buyer with all required early disclosures.
• Aid borrowers by explaining lending programs and all required information needed to complete the mortgage process.
• Properly quote interest rates for loan programs offered and lock-in the interest rate at the time of the borrower’s request.
• Achieve assigned production goals.
• Actively network with Realtors and other professional referral sources. Attend networking functions and trade shows as determined by management.
• Oversee active pipeline of mortgages from application to closing and work closely with the operations personnel to assist in processing the application when needed.
• Work closely with branch personnel of assigned branches. Attend meetings and branch events as assigned.

Qualifications

• Bachelor’s Degree required. Will consider commensurate experience.
• Minimum of 6 years of originating mortgage loan applications or loan experience required.
• Excellent communication and organizational skills.
• Knowledge of Freddie Mac, Fannie Mae, FHA and VA underwriting guidelines.
• Software knowledge including; Point of sale first mortgage loan origination system, Microsoft Word and Excel.
• General business, financial and credit lending knowledge.
• Valid driver’s license and reliable vehicle.
• NMLS Registration, or able to obtain.