VP, Fraud Risk Management
Bluevine · Salt Lake City, UT · 3 wk ago
HybridFinanceFull-time
About the role
Bluevine is seeking a Vice President of Fraud Risk Management to lead enterprise fraud strategy, analytics, and operations across our banking and lending products. This executive will own fraud risk performance, scalable risk infrastructure, and operational risk frameworks while enabling responsible growth and exceptional customer experience.
Responsibilities
- Define and execute Bluevine’s enterprise fraud strategy aligned with company growth objectives.
- Strengthen governance, control design, and risk reporting infrastructure. Set and manage risk appetite frameworks across account onboarding, payments, and new product launches.
- Partner with senior leadership to balance growth, customer experience, and fraud loss performance.
- Own fraud loss, cost-to-serve, and automation targets as part of the Banking P&L.
- Serve as a thought leader in advancing enterprise risk management maturity.
- Scale a best-in-class fraud risk management platform across account and transaction lifecycle.
- Drive innovation in identity verification, transaction monitoring, real-time decisioning, and fraud analytics.
- Develop proprietary risk capabilities and defensible IP to strengthen Bluevine’s competitive advantage.
- Ensure high system performance, scalability, and automation in a high-velocity digital banking environment.
- Partner with Product, Engineering, Data Science, Compliance, Legal, and Finance to integrate risk strategy into product design and execution.
- Build and maintain strong relationships with bank partners and external stakeholders.
- Provide executive-level reporting on fraud trends, risk exposure, and mitigation strategies.
- Lead and scale a global, multi-functional organization spanning fraud strategy, analytics and operations across the US, Israel, and India.
- Foster a data-driven culture with strong execution discipline and continuous improvement.
- Develop high-performing leaders and build succession pipelines across risk functions.
Requirements
- 15+ years of progressive leadership experience in fraud risk management within payments and deposit-based financial services.
- Proven experience owning fraud loss performance and operational cost metrics.
- Deep expertise in payments fraud (ACH, wires, cards), account takeover prevention, and transaction monitoring systems.
- Hands-on fluency in risk analytics, fraud modeling, and real-time decision systems.
- Experience building and scaling high-velocity online risk platforms in fintech or digital banking environments.
- Strong understanding of regulatory expectations in banking, including risk governance and operational controls.
- Demonstrated success leading global, cross-functional teams.
- Bachelor’s degree required; advanced degree preferred.
Qualifications
- Proven track record of driving strategic initiatives and delivering results.
- Experience in managing large-scale fraud risk programs and implementing risk mitigation strategies.
- Strong analytical skills with a proven ability to interpret complex data and develop actionable insights.
- Excellent communication and interpersonal skills to effectively collaborate with cross-functional teams and stakeholders.
- Ability to work independently and manage multiple priorities simultaneously.
Skills
- Expertise in fraud risk management, including fraud detection, prevention, and response strategies.
- Knowledge of regulatory requirements and compliance standards relevant to financial services.
- Experience with fraud analytics tools and technologies.
- Strong project management and organizational skills.
- Ability to lead and mentor a diverse team.
Benefits & Perks
- Excellent health coverage and life insurance benefits
- 401K with an immediate 3% company match
- PTO, Company Holidays, and Flexible Holidays
- Company-sponsored Mental Health Benefits, including 1:1 therapy
- Over $1,000 each year to spend on your personal wellness
- Monthly WFH stipends totaling over $1,000 annually
- Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
- Access to financial coaches and education sessions
- Weekly catered lunches and fully stocked kitchen pantries
- Community-based volunteering opportunities