VP Credit Risk

About the role

We are looking for an experienced VP Credit Risk to support a financial services institution through a Long-term Contract engagement. This position focuses on strengthening credit risk governance, shaping policy direction, and providing senior-level guidance across lending and risk functions. The ideal candidate brings deep expertise in financial services risk oversight and is comfortable engaging with regulatory bodies while helping the organization maintain a sound and effective risk framework.

Responsibilities

• Lead the review and enhancement of credit risk policies to ensure they align with business objectives, regulatory expectations, and prudent lending practices.
• Provide strategic advice to senior stakeholders on credit exposure, portfolio trends, and emerging risk concerns across lending activities.
• Evaluate existing credit risk controls and recommend improvements that reinforce governance, accountability, and consistent decision-making.
• Partner with compliance and operational teams to support due diligence efforts and strengthen alignment between credit risk and AML-related considerations.
• Oversee the development and validation of credit risk methodologies and models used to assess portfolio performance and potential loss exposure.
• Prepare clear risk insights, reporting materials, and recommendations for executive leadership and relevant oversight committees.
• Engage with financial services regulators and assist in responding to reviews, inquiries, and examination-related requests.
• Contribute to broader risk management strategies by identifying vulnerabilities, monitoring key indicators, and promoting effective mitigation plans.

Requirements

• Extensive experience in credit risk leadership within a financial institution, credit union, or broader financial services environment.
• Strong knowledge of credit risk policy development, governance practices, and enterprise risk management frameworks.
• Demonstrated ability to work with financial services regulators and navigate regulatory expectations with confidence.
• Hands-on experience in risk analysis, portfolio assessment, and the interpretation of credit risk trends.
• Familiarity with AML, due diligence processes, and their relationship to overall risk oversight.
• Understanding of credit risk models, including their application, limitations, and governance requirements.
• Ability to influence senior stakeholders through sound judgment, clear communication, and practical risk recommendations.

All applicants applying for U.S. job openings must be legally authorized to work in the United States.

Benefits

• Medical, vision, dental, and life and disability insurance available to contract/temporary professionals.
• Eligibility to enroll in the company 401(k) plan.
• Access to top jobs, competitive compensation and benefits, and free online training.
• Robert Half app: 1‑tap apply, notifications of AI‑matched jobs, and more.