VP/Commercial Loan Officer

Responsibilities

• Generate new loan opportunities from both existing portfolio clients and outside sources
• Originate and renew Agribusiness Operating Lines and Loans, Equipment Finance as well as Owner Occupied Agribusiness related Real Estate Loans
• Evaluate annual crop production plans and budgets
• Compile loan package and facilitate negotiation of loan structure with applicants, including fees, loan repayment options, and other credit terms
• Prepare and present credit analysis and recommendations on agribusiness borrowing requests; demonstrate sound judgment in recommending loans for approval or declination
• Monitor portfolio for quality, risk, and adherence to Bank policy and agribusiness lending best practices
• Work closely with Agribusiness Banking Leadership and Credit Administration to ensure sound portfolio management, client introductions and timely resolution of issues
• Maintain active involvement in community organizations and activities, including those related to the Agribusiness community

Requirements

• Communication – ability to speak and write clearly and persuasively in all situations and speak effectively before groups of customers or employees
• Problem-solving Skills – ability to identify and resolve problems in a timely manner and work well in group problem-solving situations
• Customer Service – ability to respond promptly to customer needs, solicit customer feedback to improve service and respond to requests for service and assistance
• Accuracy – strong attention to detail; demonstrates accuracy and thoroughness in work
• Judgement – will exhibit sound and accurate judgment, support and explain reasoning for decisions and include appropriate people in decision-making process
• Ambition – will set and achieve challenging goals, demonstrate persistence and overcome obstacles
• Productivity – will meet productivity standards, complete work in timely manner and strive to increase productivity
• Teamwork – can listen without interrupting, remain open to others’ ideas and foster quality focus in the team
• Professionalism – ability to approach others in a tactful manner; react well under pressure or in difficult situations
• Dependability – will take responsibility for own actions and follow through on commitments
• Time Management – can prioritize and plan work activities and use time efficiently

Qualifications

• HS Diploma or GED Required
• Minimum of 5 years’ related experience in commercial and agribusiness lending required
• Bachelor's degree in business or a related field from four-year college or university preferred
• Strong understanding of underwriting standards for commercial and agribusiness loans required
• Strong proficiency in Microsoft office products preferred
• Deep understanding of commercial and agribusiness bank programs

Pay

Pay Range (Salary): $115,000.00 - $130,000.00/year