VP Commercial Loan Officer

Responsibilities

• Proactively develop new commercial relationships through networking, referrals, and targeted outreach.
• Foster referral and participation networks and cross-sell bank products and services.
• Through relationship development, originate commercial loans and grow deposits.
• Underwrite, structure, document, and close commercial loans across a variety of products.
• Analyze financial statements, cash flows, tax returns, and collateral to assess creditworthiness.
• Prepare clear credit memoranda and approve credits within this position’s individual lending authority or present loan requests to approval authorities.
• Maintain current knowledge of lending policies, regulatory requirements, and BSA/AML obligations.
• Ensure loan documentation and processes comply with internal controls and regulatory guidance.
• Collaborate with credit, operations, and other departments to deliver excellent customer service.
• Assist colleagues and contribute to team goals.

Qualifications

• Required – High School diploma or GED, Etc.
• Required – Three years of related commercial banking experience.
• Prior to applying, please ensure you meet the minimum qualifications as outlined in the job description.

Skills

• Proficiency in Microsoft Office Suite.
• Experience with SBA, CRE or C&I lending and financial modeling skills preferred.

Benefits

Commensurate with experience.

Pay

TBD

Schedule

N/A

Core Values

• Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest.
• Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities.
• Finds A Way - This simply put, is nothing more than attitude. It’s a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.
• Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day.
• Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it’s about ownership. When an employee says they will do something, they follow through and get it done.