VP Commercial Lending Portfolio Manager I

Responsibilities

• Manage a portfolio of Commercial Lending loan relationships, including C&I and CRE, with minimal delinquency and runoff.
• Collect and analyze financial and related data to establish creditworthiness for assigned portfolio.
• Maintain and monitor assigned customer's account relationships through financial analysis and ongoing customer contact, thus increasing retention and satisfaction, while minimizing risk.
• Actively monitor and identify risk rating changes through the line of credit renewal process and financial statement spreading.
• Respond to daily Rim decisions for all assigned relationships.
• Escalate issues and concerns to department manager.
• Handle multiple transactions with minimal supervision.
• Handle additional assignments in support of lender portfolios as assigned by department manager.
• Knowledgeable in bank operations, procedures, and in the types of transactions which are more desirable to the Bank.
• Cross sell other bank products and services as applicable and appropriate.
• Communicate with internal and external customers throughout application and loan processes.
• Stay current and comply with all applicable banking laws and regulations including, but not limited to, Bank Secrecy Act, Patriot Act, Regulation B/ECOA, CRA, HMDA, Credit Reports, etc.
• Participate in joint calling efforts with business partners as requested.
• Ensure referral tracking report is accurately updated in tracking system.
• Staying current and maintaining knowledge of changes in regulatory environment pertaining to commercial lending.
• Maintain professional and community relationships within respective market areas through active participation.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Economics, or related field.
• Minimum of 5 years of experience in commercial lending, preferably in a management capacity.
• Strong analytical skills and ability to manage complex financial data.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Experience with loan servicing and administration.
• Knowledge of commercial lending regulations and compliance requirements.