Virtual Banker

Who You Are

You’re impactful, compassionate, and fearless, ready to embrace new challenges and shape the future of financial well-being. You take accountability for our success and thrive in an environment where curiosity is celebrated.

What You’ll Do

• Process new members and deposit account applications from members/prospective members that have applied via the web or phone channel.
• Gather the necessary information to complete deposit account applications to funding.
• Respond to new member lead requests, document activities in MXP, follow up with new member inquiries.
• Communicate with prospective members about our products, the value of membership and services with accuracy and timeliness.
• Maintain knowledge of the Credit Union’s membership eligibility.
• Ability to communicate effectively to members, vendors, and internal associates regarding sensitive inquiries, requests and complaints by email or phone.
• Conduct onboarding dialogue for new members, including outbound contact
• Process consumer loan applications from members/prospective members that have applied via the web or phone channel.
• Review credit reports, debt to income ratios, loan to value and other pertinent underwriting information.
• Explain, promote, and inform members of various beneficial credit union products and services to members, like loan protection products.
• Develop new member relationships and expand existing member relationships by providing Credit Union solutions/relationship banking.
• Gather the necessary stipulations to see the loan application to funding.
• Use electronic signature software to send and process loan and account documents for members.
• Conduct required research to resolve escalated issues.
• Ability to apply commonsense understanding when dealing with problems involving variables in standardized situations.
• Manage a pipeline of consumer loans and deposit account applications, while reporting on pull-through ratios, overall performance and any obstacles that are present.
• Perform funding duties for all consumer loan products unsecured and secured.

What You Bring

• A High School Diploma or GED (General Education Development)
• Some college preferred.
• 3 to 5 years of similar or related experience.
• Customer service experience, preferably in financial institution and/or call center.
• Strong professional written/verbal communication skills, multitasking ability, and telephone etiquette (high proficiency).
• A passion for people, innovation, and growth.

Compensation & Benefits

• Generous paid time off: paid holidays, floating holidays, personal days, vacation days, plus sick time.
• Low-cost Medical, Dental & Vision plans.
• Paid childcare assistance.
• Award-winning 401K.
• Gym fee reimbursement.
• Tuition Reimbursement.
• Student loan repayment.
• and much more.

Why Join OneAZ?

We exist to clear the way for dreamers and doers, aspiring to be the bank for new pioneers. We are driving change in our communities, constantly improving our products and services so our members and their families can relentlessly pursue their dreams.

Additional Notes

• Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.
• Candidates for this position will be required to sign an authorization for OneAZ to conduct a credit and criminal background check, pursuant to procedures in the Fair Credit Reporting Act and any other applicable laws.
• All candidates will be considered for this position on an individualized basis, in compliance with all applicable equal employment opportunity laws.
• Any individual who meets the definition of a mortgage loan originator (MLO) and is employed by a federal agency-regulated institution will need to be registered on the Nationwide Mortgage Licensing System (NMLS).
• Ensures compliance with applicable policies, laws, and regulations, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) compliance, USA Patriot Act, and Office of Foreign Assets Control (OFAC).
• This job description should not be considered all-inclusive. It is merely a guide of expected duties. The associate understands that the job description is neither complete, nor permanent and may be modified at any time.
• At the request of their supervisor, an associate may be asked to perform additional duties or take on additional responsibilities without notice.
• Complies with all policies and standards.